‘John,’ he said, gazing earnestly at his friend. ‘I’m in sore trouble—real bad trouble. I doubt I’m a ruined man.’

‘Nay, for sure!’ exclaimed Mr. Trippett. ‘What’s it all about, like?’

‘It’s all on account of a damned rascal!’ answered Mr. Pepperdine, with a burst of indignation. ‘Ah!—there’s a pretty to-do in Oakborough this day, John. You haven’t heard nothing about Bransby?’

‘What, the lawyer?’

‘Ah, lawyer and rogue and the Lord knows what!’ replied Mr. Pepperdine, groaning with wrath and misery. ‘He’s gone and cleared himself off, and he’s naught but a swindler. They do say there that it’s a hundred thousand pound job.’

Mr. Trippett whistled.

‘I allus understood ’at he were such a well-to-do, upright sort o’ man,’ he said. ‘He’d a gre’t reppytation, any road.’

‘Ay, and seems to have traded on it!’ said Mr. Pepperdine bitterly. ‘He’s been a smooth-tongued ’un, he has. He’s done me, he has so—dang me if I ever trust the likes of him again!’

Then he told his story. The absconded Mr. Bransby, an astute gentleman who had established a reputation for probity by scrupulous observance of the conventionalities dear to the society of a market town and had never missed attendance at his parish church, had suddenly vanished into the Ewigkeit, leaving a few widows and orphans, several tradespeople, and a large number of unsuspecting and confiding clients, to mourn, not his loss, but his knavery. Simpson Pepperdine had been an easy victim. Some years previously he had consented to act as trustee for a neighbour’s family—Mr. Bransby was his co-trustee. Simpson had left everything in Mr. Bransby’s hands—it now turned out that Mr. Bransby had converted everything to his own uses, leaving his careless coadjutor responsible. But this was not all. Simpson, who had made money by breeding shorthorns, had from time to time placed considerable sums in the lawyer’s hands for investment, and had trusted him entirely as to their nature. He had received good interest, and had never troubled either to ask for or inspect the securities. It had now been revealed to him that there had never been any securities—his money had gone into Mr. Bransby’s own coffers. Simpson Pepperdine, in short, was a ruined man.

Mr. Trippett was genuinely disturbed by this news. He felt that his good-natured and easy-going friend had been to blame in respect to his laxity and carelessness. But he himself had had some slight dealings with Mr. Bransby, and he knew the plausibility and suaveness of that gentleman’s manner.