‘It would be for the first time in your life, then,’ she answered. ‘I fancy seeing you do as other men do in any circumstances.’

‘But I don’t think I could conceive myself at such a low ebb as that,’ he said.

Sprats still stared at him with a speculative expression.

‘Lucian,’ she said suddenly, ‘do you ever think about the future? Everything has been made easy for you so far; does it ever strike you that fortune is in very truth a fickle jade, and that she might desert you?’

He looked at her as a child looks who is requested to face an unpleasant contingency.

‘I don’t think of unpleasant things,’ he answered. ‘What’s the good? And why imagine possibilities which aren’t probabilities? There is no indication that fortune is going to desert me.’

‘No,’ said Sprats, ‘but she might, and very suddenly too. Look here, Lucian; I’ve the right to play grandmother always, haven’t I, and there’s something I want to put before you plainly. Don’t you think you are living rather carelessly and extravagantly?’

Lucian knitted his brows and stared at her.

‘Explain,’ he said.

‘Well,’ she continued, ‘I don’t think it wants much explanation. You don’t bother much about money matters, do you?’