"But—what about Saturday?" asked Neale. "Shirley says you said Mr. Horbury went off on Saturday. Didn't he leave any word—didn't he say where he was going?"

"Mr. Horbury went out on Saturday evening," answered Mrs. Carswell. "He didn't say a word about where he was going. He went out just before dusk, as if for a walk. I'd no idea that he wasn't at home until Sunday morning. You see, the servants and I went to bed at our usual time on Saturday night, and though he wasn't in then, I thought nothing of it, because, of course, he'd his latch-key. He was often out late at night, as you know, Mr. Neale. And when I found that he hadn't come back, as I did find out before breakfast yesterday, I thought nothing of that either—I thought he'd gone to see some friend or other, and had been persuaded to stop the night. Then, when he didn't come home yesterday at all, I thought he was staying the week-end somewhere. So I wasn't anxious, nor surprised. But I am surprised he's not back here first thing this morning."

"So am I," agreed Neale. "And more than surprised." He stood for a moment, running over the list of the manager's friends and acquaintances in the neighbourhood, and he shook his head as he came to the end of his mental reckoning of it. "It's very odd," he remarked. "Very surprising, Mrs. Carswell."

"It's all the more surprising," remarked the housekeeper, "because of his going off for his holiday tomorrow. And Miss Fosdyke's coming down from London today to go with him."

Neale pricked his ears. Miss Fosdyke was the manager's niece—a young lady whom Neale remembered as a mere slip of a girl that he had met years before and never seen since.

"I didn't know that," he remarked.

"Neither did Mr. Horbury until Saturday afternoon—that is, for certain," said Mrs. Carswell. "He'd asked her to go with him to Scotland on this holiday, but it wasn't settled. However, he got a wire from her, about tea-time on Saturday, to say she'd go, and would be down here today. They're to start tomorrow morning."

Neale turned to the door. He was distinctly puzzled and uneasy. He had known John Horbury since his own childhood, and had always regarded him as the personification of everything that was precise, systematic, and regular. All things considered, it was most remarkable that he should not be at the bank at opening hours. And already a vague suspicion that something had happened began to steal into his mind.

"Did you happen to notice which way he went, Mrs. Carswell?" he asked. "Was it towards the station?"

"He went out down the garden and through the orchard," replied the housekeeper. "He could have got to the station that way, of course. But I do know that he never said a word about going anywhere by train, and he'd no bag or anything with him—he'd nothing but that old oak stick he generally carried when he went out for his walks."