"I didn't make ye acquainted wi' it at the time," he said, after a brief silence. "But ye see, Jeckie, my lass, at t'last back-end I had to borrow money fro' one o' them money-lendin' fellers at Clothford—them 'at advertises, like, i' t'newspapers. I were forced to it!—couldn't ha' gone on, nohow, wi'out it at t'time. And so, course, why, its owin'!"

"How much?" demanded Jeckie.

"It were a matter o' two hundred 'at I borrowed," replied Farnish. "But—there's a bit o' interest, of course. It's that there interest——"

"What are they going to do?" asked Jeckie. Her whole instinct was to get at the worst—to come to grips. "Let's be knowing!" she said impatiently. "What's the use of keeping it back?"

"They can sell me up," answered Farnish in a low tone. "They can sell aught there is. I signed papers, d'ye see, mi lass. I had to. There were no two ways about it."

Jeckie made no answer. She saw the whole of Applecroft and its hundred acres as in a vision. Sold up! There was, indeed, she thought, with bitter and ironic contempt, a lot to sell! Household furniture, live stock, dead stock, growing crops—was the whole lot worth two hundred pounds? Perhaps; but, then there would be nothing left. Now, out of the cows and the poultry a living could be scratched together, but....

"I been into Sicaster to see Mr. Burstlewick, th' bank manager," continued Farnish. "I telled him all t'tale. He said he were very sorry, and he couldn't do naught. Naught at all! So, you see, my lass, that's where it is. An' it's a rare pity," he concluded, with a burst of sentimental self-condolence, "for it's a good year for weather, and I reckon 'at what we have on our land'll be worth three or four hundred pound this back-end. And all for t'want of a hundred pounds, Jeckie, mi lass!"

"What do you mean by a hundred pound?" exclaimed Jeckie. "You said two!"

"Aye, but ye don't understand, mi lass," answered Farnish. "If I could give 'em half on it d'ye see, and sign a paper to pay t'other half when harvest's been and gone—what?"

"Would that satisfy 'em?" asked Jeckie suspiciously.