"Goodness gracious! It 'ud cost an awful lot of money, wouldn't it?" said Lucilla, in an awe-struck whisper. "To make a colliery! Why——"

"Aye, and think what we should get out of it!" interrupted Jeckie. "It'll take many a long year, they say, to exhaust what there is just under my land. And it'll not be so expensive as in some cases, the making of a mine. I've gone into that, too, and had estimates. It's the character of the, what do they call 'em—strata; that's the various stuffs, soils, and stones, yer know, they have to get through. They say this'll be naught like so difficult as some, and that we could be working in less nor two years."

Lucilla, perched on her sofa, was already regarding Jeckie with dilated and avaricious eyes. Her lips were slightly parted, but she said nothing, and Jeckie presently bent still nearer and whispered.

"There's hundreds o' thousands o' pounds worth o' that coal!" she said. "And we've naught to do but to get it out!"

Lucilla found her tongue.

"How much should we have to put in?" she asked faintly.

"Well, I've thought that out," answered Jeckie, readily enough. "Supposing we put in twenty-five thousand each, to make a starting capital o' fifty thousand? Then, as regards profits—as the land's mine, and the coal, too, you wouldn't expect to share equally. One-third of the profits to you, and the other two-thirds to me—that's what I think 'ud be fair, and right, and reasonable. Even then, you'd have a rare return for your outlay. You know I could find a hundred people 'at 'ud just jump at such an offer. The squire 'ud fair leap at it! But I came to you because I know that you understand money, same as I do, and I'd rather have a woman for a partner nor a man. But look here. I'm a rare hand at figures, and I've worked this out. You come to this table, and go into these figures wi' me."

Jeckie had only just left the villa residence, when Albert returned to the midday dinner. His wife said nothing of her visitor, and Albert was too full of his usual bar-parlour gossip to notice that Lucilla was remarkably preoccupied and absent-minded. He remained innocent and unconscious of what was going on, nor was he aware that Jeckie Farnish visited Lucilla during several successive mornings, and that on the last two, both women went into town, and were closeted for some time with, first, solicitors, and, second, bankers. Albert, indeed, never entered into the thoughts of either Lucilla or Jeckie; he was not even a circumstance to be taken into account. There was, however, a man in the neighbourhood who had Miss Jecholiah Farnish very much in his thoughts at this time. This was Farebrother, a more observant man than Mortimer, and Farebrother at last tackled his friend definitely as they sat dining one night in the parlour of the "Coach-and-Four."

"Look here!" he said, suddenly. "It's about time you knew what this Farnish woman's going to do. If you want the plain truth, Mortimer, I don't trust her."

"Oh, she's all right," exclaimed Mortimer. "A keen business woman, no doubt, but not the sort to——"