“Well, I will consider it; for I dare say you are right. But to return to what we were talking about just now, perhaps, sir, you could give me a hint or two, this morning, with regard to my money?”

Thus invited, Mr. Durnford ventured to mention several cases of individual necessity with which he was acquainted, and to indicate various schemes of wide-spread benevolence in which a man of wealth might embark.

“Cobbler” Horn listened attentively; and, having entered in his note-book the names Mr. Durnford had given him, promised also to consider the more general suggestions he had made.

“I am very much obliged to you, sir,” he said; “and shall often come to you for advice of this kind.”

“As often as you like, Mr. Horn,” laughed the minister; “it doesn’t cost much to give advice. It is those who follow it that have to pay.”

“Yes,” rejoined “Cobbler” Horn; “and that will I do most gladly.”

So saying, he rose from his seat, and held out his hand.

“Good morning, sir!”

“Good morning, my dear sir!” said the minister, grasping the proffered hand. “By the way, how is Miss Owen getting on?”

“My dear sir, I owe you eternal gratitude for having made me acquainted with that young lady!”