“Of course, and quite naturally, it would only be fair, you know, you will have a small allowance for your personal spending,” Mr. Davidson said. “Say, a dollar, or, perhaps, two dollars, a week. As you grow older this allowance will be increased. And by the time you are twenty-one, doubtlessly you will be fully qualified—­with advice, of course—­to handle your own affairs.”

“And until I am twenty-one my twenty million wouldn’t buy me a hundred dollars to do as I please with?” Dick queried very subduedly.

Mr. Davidson started to corroborate in soothing phrases, but was waved to silence by Dick, who continued:

“As I understand it, whatever money I handle will be by agreement between the four of us?”

The Board of Guardians nodded.

“That is, whatever we agree, goes?”

Again the Board of Guardians nodded.

“Well, I’d like to have a hundred right now,” Dick announced.

“What for?” Mr. Crockett demanded.

“I don’t mind telling you,” was the lad’s steady answer. “To go traveling.”