She slowly replaced all her simple maiden underlinen with garments which, while still simple, were wrought with beautiful French embroidery, tucks, and drawnwork. She crocheted fine edgings on the inexpensive knitted underwear she wore in winter. She made little corset covers and chemises of fine but fairly inexpensive lawns, and, with simple flowered designs and perfect laundering, her nightgowns were always sweetly fresh and dainty. In some publication she ran across a brief printed note to the effect that French women were just beginning to wear fascinating beruffled caps at the breakfast table. It meant nothing to her that in her case she must first prepare the breakfast. Promptly appeared in the house a yard of dotted Swiss muslin, and Saxon was deep in experimenting on patterns for herself, and in sorting her bits of laces for suitable trimmings. The resultant dainty creation won Mercedes Higgins' enthusiastic approval.

Saxon made for herself simple house slips of pretty gingham, with neat low collars turned back from her fresh round throat. She crocheted yards of laces for her underwear, and made Battenberg in abundance for her table and for the bureau. A great achievement, that aroused Billy's applause, was an Afghan for the bed. She even ventured a rag carpet, which, the women's magazines informed her, had newly returned into fashion. As a matter of course she hemstitched the best table linen and bed linen they could afford.

As the happy months went by she was never idle. Nor was Billy forgotten. When the cold weather came on she knitted him wristlets, which he always religiously wore from the house and pocketed immediately thereafter. The two sweaters she made for him, however, received a better fate, as did the slippers which she insisted on his slipping into, on the evenings they remained at home.

The hard practical wisdom of Mercedes Higgins proved of immense help, for Saxon strove with a fervor almost religious to have everything of the best and at the same time to be saving. Here she faced the financial and economic problem of keeping house in a society where the cost of living rose faster than the wages of industry. And here the old woman taught her the science of marketing so thoroughly that she made a dollar of Billy's go half as far again as the wives of the neighborhood made the dollars of their men go.

Invariably, on Saturday night, Billy poured his total wages into her lap. He never asked for an accounting of what she did with it, though he continually reiterated that he had never fed so well in his life. And always, the wages still untouched in her lap, she had him take out what he estimated he would need for spending money for the week to come. Not only did she bid him take plenty but she insisted on his taking any amount extra that he might desire at any time through the week. And, further, she insisted he should not tell her what it was for.

“You've always had money in your pocket,” she reminded him, “and there's no reason marriage should change that. If it did, I'd wish I'd never married you. Oh, I know about men when they get together. First one treats and then another, and it takes money. Now if you can't treat just as freely as the rest of them, why I know you so well that I know you'd stay away from them. And that wouldn't be right... to you, I mean. I want you to be together with men. It's good for a man.”

And Billy buried her in his arms and swore she was the greatest little bit of woman that ever came down the pike.

“Why,” he jubilated; “not only do I feed better, and live more comfortable, and hold up my end with the fellows; but I'm actually saving money—or you are for me. Here I am, with furniture being paid for regular every month, and a little woman I'm mad over, and on top of it money in the bank. How much is it now?”

“Sixty-two dollars,” she told him. “Not so bad for a rainy day. You might get sick, or hurt, or something happen.”

It was in mid-winter, when Billy, with quite a deal of obvious reluctance, broached a money matter to Saxon. His old friend, Billy Murphy, was laid up with la grippe, and one of his children, playing in the street, had been seriously injured by a passing wagon. Billy Murphy, still feeble after two weeks in bed, had asked Billy for the loan of fifty dollars.