The days flew by for Saxon. She worked on steadily at the laundry, even doing more overtime than usual, and all her free waking hours were devoted to preparations for the great change and to Billy. He had proved himself God's own impetuous lover by insisting on getting married the next day after the proposal, and then by resolutely refusing to compromise on more than a week's delay.

“Why wait?” he demanded. “We're not gettin' any younger so far as I can notice, an' think of all we lose every day we wait.”

In the end, he gave in to a month, which was well, for in two weeks he was transferred, with half a dozen other drivers, to work from the big stables of Corberly and Morrison in West Oakland. House-hunting in the other end of town ceased, and on Pine Street, between Fifth and Fourth, and in immediate proximity to the great Southern Pacific railroad yards, Billy and Saxon rented a neat cottage of four small rooms for ten dollars a month.

“Dog-cheap is what I call it, when I think of the small rooms I've ben soaked for,” was Billy's judgment. “Look at the one I got now, not as big as the smallest here, an' me payin' six dollars a month for it.”

“But it's furnished,” Saxon reminded him. “You see, that makes a difference.”

But Billy didn't see.

“I ain't much of a scholar, Saxon, but I know simple arithmetic; I've soaked my watch when I was hard up, and I can calculate interest. How much do you figure it will cost to furnish the house, carpets on the floor, linoleum on the kitchen, and all?”

“We can do it nicely for three hundred dollars,” she answered. “I've been thinking it over and I'm sure we can do it for that.”

“Three hundred,” he muttered, wrinkling his brows with concentration. “Three hundred, say at six per cent.—that'd be six cents on the dollar, sixty cents on ten dollars, six dollars on the hundred, on three hundred eighteen dollars. Say—I'm a bear at multiplyin' by ten. Now divide eighteen by twelve, that'd be a dollar an' a half a month interest.” He stopped, satisfied that he had proved his contention. Then his face quickened with a fresh thought. “Hold on! That ain't all. That'd be the interest on the furniture for four rooms. Divide by four. What's a dollar an' a half divided by four?”

“Four into fifteen, three times and three to carry,” Saxon recited glibly. “Four into thirty is seven, twenty-eight, two to carry; and two-fourths is one-half. There you are.”