"Go over to the B—— Bank and ask them for their general ledger."

"All right, sir," said Nelson, meekly, and taking his cap from a peg went out to execute the commission.

He had hardly disappeared when Watson walked to the phone and called up the B—— Bank, informing them of Nelson's mission and asking them to send him on to some other bank. It was half an hour before the junior returned; he had been all over town; the report he brought with him was this:

"I found out it had just been sent back here."

Now the general ledger of a bank contains a summary of all business done. It would not do for one bank to see the general ledger of another. Neither the branches nor the clerks of one bank may have business secrets in common with another bank; of course it is all right for head offices and general managers to get their heads together in such small matters as keeping down the rate of interest and curtailing loans—but then all competitors should unite against that great enemy, the public.

Evan was given a copy of "Rules and Regulations" to study while waiting for the "Bonehead" to get his drafts ready for delivery. He was pointed to the clause on secrecy and commanded to memorize it forthwith.

The new junior soon discovered that Porter Perry was something of a joke among Mt. Alban merchants. The "Bonehead" had sometime and somewhere earned the dignity of his title. The way he approached customers about a draft was ridiculous even to Evan—and it meant something for Evan to have a definite idea about anything these apprenticeship days. Remarks passed between store clerks, and the giggles and smirks of girls behind counters, did not relieve the embarrassment Nelson felt at being sub-associated with Perry, and worse still, the compulsory recipient of loudly bawled pointers. In proportion as Nelson felt humiliated did Perry feel dignified and important.

The Bonehead had a wonderful faculty for calling people by their first names on the street. This, he doubtless argued, would impress the new "swipe" with a sense of his (Porter's) popularity. It does not take long for boys in a bank to conceive a high and mighty regard for position.

Back to the office from their morning round, Perry took it upon himself to teach Evan the mysteries of the Collection Register. After half an hour's faithful instruction the teller came along and inspected the work. Two dozen drafts had been entered wrong; "Drawer" was mixed up with "Endorser," dates of issue were confused with dates of maturity, and everything but the amounts was topsy-turvy.

"You are, without a doubt," said Castle, turning away, as was his habit, without trying to pull the boys through their trouble, "the worst mess I ever came across." His remarks were addressed to Perry, particularly.