Surely, there are few occupations more all-possessing than banking. A boy is under a heavy responsibility; the thought makes him proud; pride spurs him to his best; he forgets—really forgets—to exercise. Often he is so worn out he cannot take exercise without physical suffering. Moreover, the clerical strain makes him sleepy, and, as social affairs and night work prevent early retiring, he must get his sleep in the morning; thus out-door recreation is neglected. Whether or not it should be, it is. Excessive inside work takes away the inclination to exercise, and only those who know a large number of bankclerks understand how serious are the results of this diseased lethargy.

As he sat in the station waiting for his train to Toronto, Evan tried to recall one night in the year past when he had had nothing to do. He could not remember one. When he had not been working there had always been a village function of some sort to take up his time and consume his vitality.

His head ached now, for he had labored harder than ever during the past week, to clear the way for Christmas. There would be pleasure in seeing his folk, but none in the trip—although he was fond of travel. He dreaded now the long train-ride. He yawned and felt miserable.

In the coach he was unable to sleep, and too tired to read. He had no disposition to talk; the only pastime left was to think. He wondered if Frankie still cared for him; if his parents would be impressed with his knowledge of banking, and if the bankboys of Hometon would acknowledge him a pal. Selfish as it may seem, his thoughts of Frankie were indefinite, and confused with memories of Julia and Lily.

The motion of the train gradually rocked him to sleep in his seat. He dreamt he was being moved to another branch. When he awoke the conductor was shouting "Toronto."

Evan changed cars at Union Station. This was the second time he had been through the city, but he had seen nothing of its life.

The train out Hometon way was crammed with excursionists. The weary bankclerk was obliged to stand for over fifty miles. He was more than half sick when he reached Hometon. The train was two hours late.

Mrs. Nelson and Lou were at the station to meet Our Banker. Both of them kissed him. His mother was so happy to see him the tears gleamed in her eyes. Lou sized him up in her old way.

"Say, you look like a city chap, Evan!"

He smiled half-heartedly.