"I am thankful we didn't have much on account here," said Lorna reflectively. "I don't know about our neighbors on Clay Head. Perhaps the Endicotts——"

"That hard-boiled egg, Ralph Endicott, will be half crazy if he's been nipped by this," sneered Degger. "If he had money in the bank I wonder he isn't over here now, roaring about it."

Lorna's manner changed.

"Ralph is not at home," she said rather tartly. "He has gone away."

"Indeed! When did that happen?"

"He went yesterday."

"Not so early, I guess," Degger rejoined confidently. "I saw him here last evening."

"In town?"

"Yes. Fact is, I saw him twice. Once about nine and again an hour or so later. I was sitting on the Inn porch and saw him pass the bank and post-office on the other side of the street. He went slouching by under the trees there."

"Why, Mr. Degger, I thought he left town in the afternoon."