If Degger's story of Ralph's misstep should be true! Supposing Degger knew Ralph was being hounded for money he could not pay, what would he say if Ralph was in the most remote way linked by suspicion to the bank robbery?

Tobias Bassett meanwhile had gained entrance to the bank after some parley with Rafe Silver, Mr. Thompson's Portuguese servant. Arad Thompson had been skipper of a smart bark in his youth and had brought Silver back from Fayal with him on one of his voyages. Silver was a grim little man, black as aged mahogany, thin-lipped and gray of hair, wearing tiny gold rings in his ears.

"This ain't nothing to do with my money, Rafe," Tobias said. "You tell Arad Thompson I have something to tell him about them burglars."

So, after a time, the lightkeeper was admitted. Two pale-faced and scared looking clerks were at the beck and call of the bank auditor. The other employees of the institution, like the general public, were shut out of the building.

In the railed-off enclosure he used as an office, and where he met the bank's customers, Arad Thompson sat in the wheel chair, in which he spent most of his waking hours, before his table-topped desk.

He was a big-bodied man, his torso quite filling the wide-armed chair. His withered limbs were hidden by a soft robe, the upper edge of which was never allowed to fall below his waistline.

He was a handsome man of a patriarchal cast of countenance, his genial expression enhanced by waving silvery hair and a heavy beard of the same color—that silvery hue which revealed the fact that originally the hair of head and face had been jet black.

With his ruddy cheeks and sharp gray eyes, the bank president gave abundant evidence of possessing, aside from his crippled limbs, a healthy body and a thoroughly alert brain. Arad Thompson had been studying a little red-covered memorandum book. He laid it aside as Tobias came near.

"Well, Tobias," he asked directly, "what is it? I can answer no question about the bank or its loss until the bank examiner makes his report."

"Not to say I ain't anxious for me an' Heppy's money—for I be. But I will say, Mr. Thompson, that 'tain't about that I want to see you."