"How do you live, then?"

"By fair dealing, sir. I don't believe in making a man pay more than a thing is worth just because I have an opportunity."

Mr. Peabody was so much pleased with this reply, that as long as he remained in Salem he sought this man out and gave him his custom.

In his dress Mr. Peabody was simple and unostentatious. He was scrupulously neat and tasteful, but there was nothing about him to indicate his vast wealth. He seldom wore any jewelry, using merely a black band for his watch-guard. Display of all kinds he abominated.

He made several visits to his native country during his last residence in London, and commemorated each one of them by acts of princely munificence. He gave large sums to the cause of education, and to religious and charitable objects, and made each one of his near kindred wealthy. None of his relatives received less than one hundred thousand dollars, and some were given as much as three times that sum. He gave immense sums to the poor of London, and became their benefactor to such an extent that Queen Victoria sent him her portrait, which she had caused to be executed for him at a cost of over forty thousand dollars, in token of her appreciation of his services in behalf of the poor of her realm.

Mr. Peabody made another visit to the United States in 1866, and upon this occasion added large sums to many of the donations he had already made in this country. He remained here until May, 1867, when he returned to England. He came back in June, 1869, but soon sailed again for England. His health had become very feeble, and it was his belief that it would be better in the atmosphere of London, to which he had been so long accustomed. His hope of recovery was vain. He failed to rally upon reaching London, and died in that city on the 4th of November, 1869.

The news of his death created a profound sadness on both sides of the Atlantic, for his native and his adopted country alike revered him as a benefactor. The Queen caused his body to be placed in a vault in Westminster Abbey, amidst the greatest and noblest of her kingdom, until all was in readiness for its transportation to the United States in a royal man-of-war. The Congress of the United States authorized the President to make such arrangements for the reception of the body as he should deem necessary. Sovereigns, statesmen, and warriors united to do homage to the mortal remains of this plain, simple man, who, beginning life a poor boy, and never departing from the character of an unassuming citizen, had made humanity his debtor by his generosity and goodness. He was borne across the ocean with kingly honors, two great nations acting as chief mourners, and then, when the pomp and the splendor of the occasion were ended, they laid him down in his native earth by the side of the mother from whom he had imbibed those principles of integrity and goodness which were the foundation of his fame and fortune.

It is impossible to obtain an accurate statement of the donations made by Mr. Peabody to the objects which enlisted his sympathy. In addition to those mentioned in the list below, he gave away for various public purposes sums ranging from two hundred and fifty to one thousand dollars, and extending back as far as the year 1835. He divided among his relatives the sum of about three millions of dollars, giving them a portion during his last visit to this country, and leaving them the remainder at his death.

The following is a statement of his more important donations during his life, including the bequests contained in his last will and testament:

To the State of Maryland, for negotiating the loan of $8,000,000$60,000
To the Peabody Institute, Baltimore, Md., including accrued interest1,500,000
To the Southern Education Fund3,000,000
To Yale College150,000
To Harvard College150,000
To Peabody Academy, Massachusetts140,000
To Phillips Academy, Massachusetts25,000
To Peabody Institute, etc., at Peabody, Mass.250,000
To Kenyon College, Ohio25,000
To Memorial Church, in Georgetown, Mass.100,000
To Homes for the Poor in London3,000,000
To Libraries in Georgetown, Massachusetts, and Thetford, Vermont10,000
To Kane's Arctic Expedition10,000
To different Sanitary Fairs10,000
To unpaid moneys advanced to uphold the credit of States40,000
Total$8,470,000