The Havana Lottery is managed on the single number plan. There are 26,000 tickets and 739 prizes. The 26,000 tickets are put in the wheel, and are drawn out one at a time. At the same time another ticket inscribed with the amount of a prize is drawn from another wheel, and this prize is accorded to the number drawn from the ticket wheel. This is continued until the 739 prizes have been disposed of.
The Kentucky and Missouri lotteries are drawn every day at noon, and every night. The prizes are neither as large nor as numerous as in the Havana lottery. The drawings are made in public, and the numbers so drawn are telegraphed all over the country to the agents of the lottery.
“The lottery schemes are what is known as the ternary combination of seventy-eight numbers, being one to seventy-eight, inclusive; or in other words, ‘three number’ schemes. The numbers vary with the day. To-day seventy-eight numbers may be placed in the wheel and fourteen of them drawn out. Any ticket having on it three of the drawn numbers takes a prize, ranging from fifty thousand dollars to three hundred dollars, as the scheme may indicate for the day. Tickets with two of the drawn numbers on them pay an advance of about a hundred per cent. of their cost. Tickets with only one of the drawn numbers on them get back first cost. On another day only seventy-five numbers will be put in the wheel, and only twelve or thirteen drawn out. And so it goes.
“The owners or managers of these concerns are prominent sporting men and gamblers of New York and elsewhere. Considerable capital is invested. It is said that it takes nearly two million dollars to work this business, and that the profits average five hundred thousand dollars or more a year. The ticket sellers get a commission of twelve per cent. on all sales. The tickets are issued to them in lots, one set of combinations going to one section of the country this week, another next; and all
tickets unsold up to the hour for the drawing at Covington, are sent back to headquarters. In this way many prizes are drawn by tickets which remain unsold in dealers’ hands after they have reported to the agents; and the lottery makes it clear.”
It is argued that lotteries, if managed by honest men, are of necessity fair. This is true; but there is a vast amount of questionable honesty in the whole management. The numbers may be so manipulated as to be entirely in favor of the proprietors, and in the fairest lottery the chances are always very slim in favor of the exact combination expressed on any given ticket being drawn from the wheel. The vast majority of ticket buyers never receive a cent on their outlay. They simply throw their money away. Yet all continue their ventures in the hope that they may at some time draw a lucky number. The amount annually expended in this city in the purchase of lottery tickets is princely. The amount received in prizes is beggarly. The effect upon the lottery gamblers is appalling. Men and women of all ages are simply demoralized by it. They neglect their legitimate pursuits, stint themselves and their families, commit thefts and forgeries, and are even driven into madness and suicide by the hope of growing rich in a day.
III. POLICY DEALING.
Policy dealing is closely allied with the lottery business, and is carried on by the agents for their own benefit. It is one of the most dangerous forms of gambling practised in the city. It consists of betting on certain numbers, within the range of the lottery schemes, being drawn at the noon or evening drawings. You can take any three numbers of the seventy-eight, and bet, or “policy” on them. You may bet on single numbers, or on combinations. The single number may come out anywhere in the drawing. It is called a “Day Number,” and the player deposits one dollar in making his bet. If the number is drawn,
he wins five dollars. The stake is always one dollar, unless a number of bets of the same description are taken. Two numbers constitute a “Saddle,” and both being drawn, the player wins from twenty-four dollars to thirty-two dollars. Three numbers constitute a “Gig,” and win $150 to $225. Four numbers make a “Horse,” and win $640. A “Capital Saddle” is a bet that two numbers will be among the first three drawn, and wins $500. A “Station Number” is a bet that a given number will come out in a certain place—for instance, that twenty-four will be the tenth number drawn,—and this wins sixty dollars. Any number of “Saddles,” “Gigs,” or “Horses,” may be taken by a single player.
All this seems very simple, and indeed it is so simple that the merest child ought to understand it. The policy dealers know that the chances are always against a single number being drawn, and still greater against the drawing of a combination. Therefore they offer an enormous advance upon the amount staked, knowing that they are as sure of winning as they could desire to be. A man might play policy for a year, and never see his numbers drawn. Yet thousands annually throw away large sums in this wretched game. A large share of the earnings of the poor go in policy playing. It seems to exercise a terrible fascination over its victims. They concentrate all their efforts on devising systems and lucky numbers, and continue betting in the vain hope that fortune will yet reward them with a lucky “gig” or “saddle.” All the while they grow poorer, and the policy dealers richer. The negroes are most inveterate policy players. They are firm believers in dreams and dream books. Every dream has its corresponding number set down in the books. To dream of a man, is one; of a woman, five; of both, fifteen; of a colored man, fourteen; of a “genteel colored man,” eleven; and so on. A publishing firm in Ann street sells several thousand copies of these dream books every month. The negroes are not the only purchasers. Even men accounted “shrewd” in Wall street are among the number. Indeed Wall street furnishes some of the most noted policy players in the city.