Not long after the bank opened a number of people came in who asked for gold in return for some bank-notes which they offered. This was an unusual circumstance. The people also were strangers. Potts wondered what it could mean. There was no help for it, however. The gold was paid out, and Potts and his friends began to feel somewhat alarmed at the thought which now presented itself for the first time that their very large circulation of notes might be returned upon them. He communicated this fear to Clark.

“How much gold have you?”

“Very little.”

“How much?”

“Thirty thousand.”

“Phew!” said Clark, “and nearly two hundred thousand out in notes!”

Potts was silent.

“What’ll you do if there is a run on the bank?”

“Oh, there won’t be.”

“Why not?”