"Why, mother, contrary to all my expectations, and I may say wishes, he has left me twenty-five thousand pounds in the fives. I only hold the money as my father's trustee."

"You do no such thing, Master Bob, I can tell you!" said the captain, with emphasis.

The son looked at the father, a moment, as if to see whether he was understood, and then he proceeded--

"I presume you remember, sir," said the major, "that you are the heir to the title?"

"I have not forgot that, major Willoughby; but what is an empty baronetcy to a happy husband and father like me, here in the wilds of America? Were I still in the army, and a colonel, the thing might be of use; as I am, I would rather have a tolerable road from this place to the Mohawk than the duchy of Norfolk, without the estate."

"Estate there is none, certainly," returned the major, in a tone of a little disappointment, "except the twenty-five thousand pounds; unless you include that which you possess where you are; not insignificant, by the way, sir."

"It will do well enough for old Hugh Willoughby, late a captain in His Majesty's 23d Regiment of Foot, but not so well for Sir Hugh. No, no, Bob. Let the baronetcy sleep awhile; it has been used quite enough for the last hundred years or more. Out of this circle, there are probably not ten persons in America, who know that I have any claims to it."

The major coloured, and he played with the spoon of his empty cup, stealing a glance or two around, before he answered.

"I beg your pardon, Sir Hugh--my dear father, I mean--but--to own the truth, never anticipating such a decision on your part, I have spoken of the thing to a good many friends--I dare say, if the truth were known, I've called you the baronet, or Sir Hugh, to others, at least a dozen times."

"Well, should it be so, the thing will be forgotten. A parson can be unfrocked, Woods, and a baronet can be unbaroneted, I suppose."