One evil day a constant frequenter of the house introduced a friend of his, who was anxious to start a betting list, and as Wingrave, the landlord, thought a list in the house would improve his business, he gave consent, and Bill Holmes commenced business at the "Caxton Arms." For a period of a little over twelve months all went well, customers increased, money was made, and claims punctually met.

At length there came a frowning of Fortune. The list-keeper was himself a keen bettor, and more than once "perilled his purse" by having all his money on an animal he thought "sure to win." Having backed a horse on his own account to win a particular Chester Cup—in those days the "Tradesmen's Plate" was a most pronounced betting race—and the animal having failed to do what was expected. Holmes was unfortunately unable to come to "the scratch" over the animal which did win, and knowing he could not meet the claims which would be made against him on behalf of the winner, which had been heavily backed at his list, he at once left London, to the great consternation of Wingrave, who dreaded he would in some way be held responsible for the misdeeds of the runaway list-keeper. His foreboding was more than realised; an incensed mob of the creditors of Holmes, taking the law into their own hands, all but wrecked the house. It was in vain the landlord told the crowd he had no concern with the defalcations of the list-keeper; the people would not be pacified. Out of the affair there arose a police case, and although Wingrave was able to convince the magistrate that he had himself been a victim, and had been more sinned against than sinning, he was deprived of his license at the first opportunity, and was unable to obtain possession of another house. Luckily, although two days' drawings had been confiscated by the enraged punters, the ill-used landlord, after paying all claims, had still a few pounds at his banker's, when he was compelled to shut shop.

Nothing in the public-house line of business being likely to turn up, Wingrave, by the advice of his shrewd wife (her father had been a pugilist, and afterwards lessee of a gin-shop in the region of Lambeth), turned tipster, and under the designation of "a retired club steward," offered to give all who pleased to forward half-a-crown to his house in Pemberton Row the name of a horse which would win the Derby; or to those who entrusted him with double that amount, he promised, in addition, to give the name of a filly that would be first in the Oaks, and so ensure a remunerative double event. His Derby prophecy proved a true one, the horse he gave being Voltigeur. The filly prophesied for the Oaks, however, only attained the rather barren honour of a place; still, the tip was considered a good one, fair odds being attainable, which led to much business being done in respect of the next two or three tips. Voltigeurs, however, do not run and win every day, and in time Wingrave came to know by the falling off which took place in the remittances that he would require to make a new departure, which he at once did.

His next move was made in the disguise of "Henry Buckstone, late valet to a sporting nobleman, who, being in possession of several important racing secrets, will send the winners of Two Thousand Guineas and Chester Cup to a select number of gentlemen on receiving a remittance of five shillings." Communications were to be addressed to a stationer's shop in Holborn, and for a time letters came in abundance, as many on some days as fifteen. Once again, as may be said, the ex-publican "struck ile," and a flow of fortune resulted which, happily for Wingrave, was kept up by the consecutive selection of some six or eight good winners. But in time this tipster, like others before and after him, dropped out of notice, although it is certain that he flourished, like the proverbial green bay-tree, for several years.

During the period which Wingrave carried on business, tipsters had much in their favour, the big events of the season being betted upon for months before the day set for their decision.

Fifty years ago, for instance, quotations on the Chester Cup were numerous in the December of the year previous to its being run. Such arrangements, of course, helped the tipsters of the outer school, as people were early in the field to back their fancies or the selections of the adventurers who sent prophecies. For these men the fact of being occasionally successful in naming the winner of a great race, at what was thought a "long price," was just so much capital gained. Two or three successful tips enabled a man to play "the game" to a remunerative tune for at east six months; every time he advertised he obtained numerous replies on the strength of his previous successes.

Before the advent of the "retired club steward" there was a person at work whose success as a tipster was the subject of much gossip among needy bettors; this was the lady tipster already referred to. Yes, a veritable woman, and clever at the work! I first heard about her in "Jessop's," a night house in Catherine Street, among the frequenters of which her tips seemed to have made an impression. The little badly-printed circular containing her prophecies was signed "A. M. Weather." The name of this female foreteller of turf events was said to be Adelaide Merryweather; she was, so I was told by some of the "knowing ones" who frequented "Jessop's," the widow of an actor who had been engaged for a time in one of the then transpontine theatres as a delineator of small parts. The woman's own name was Weather, her husband's name being Merry, and the nom de plume she adopted as a prophetess was a combination of the two; but she traded in tips under other names as well, one of them being John Screwman. Her house, or at least one of the places to which her letters were sent, was in Chapel Street, Soho Square, and, as the postman of the period would have been able to testify, she carried on a thriving business.

Another of the names assumed by Mrs. Merryweather when she put on her prophetic mantle was, if my memory is not proving treacherous, "Arthur Lancefield, late of Middleham." I am writing only what I know, or what I believe from trustworthy information to be true, and my belief is that Mrs. Merryweather was, if not the "inventor" of the method of sending the names of different horses to different batches of applicants, one of the earliest tipsters to adopt and systematise the plan. Trading as she did under three or four noms de plume, she speedily accumulated a long list of names of persons who backed horses; so that when she adopted another name and changed her address, she could send circulars to former customers stating that, from private information which she had received, she believed Mr. Brown Jones (or any other person) was anxious to find out the winner of the Derby (or whatever race might be on the tapis), and that, on receiving half-a-crown, a rare double event would be forwarded to his address.

One of this woman's most successful hits was reported to have been made in the character of an invalid jockey's wife, her circular on that occasion being worded as follows: "A jockey's wife, her husband being unable to ride now in consequence of having sustained a paralytic shock of the lower limbs, does not ask for charity; but being anxious for the sake of her young children to earn a living, will be glad to hear from gentlemen who take an interest in racing. Her husband, having been a noted trial-rider, knows well the form of all the horses now running. Address, Sarah Chiffman, 94A, Great Pulteney Street, Golden Square." This advertisement, I was told, was looked upon as being genuine, and also that half-sovereigns, to cover letters from the date of its issue to the day of the Cambridgeshire, were liberally contributed to the wife of the unfortunate horseman; many people connected with racing affairs fancied by subscribing that they would obtain "something good," whilst the fact of three winners of three races, and a second and third in two more being given to start with, was thought sufficient evidence of the bona fides of the advertiser.