“Boast not of your wealth; but let humility curb your tongues when the Assessor cometh around.
“Buy when the market is rising: sell when it is going to fall. If you be not a prophet, any friend on the Street will notify you of each impending change. Were it not for this unfailing, beautiful trust in human nature, few of us would be able to make money.
“In selling goods by sample, let the samples be at least as good as the bulk of the merchandise.
“Do not put all the best figs at the top of the crate. Have just as good a layer on the bottom also; for there are sometimes evil-minded persons who open the package at that end.
“Concerning truth: Do not believe all that you hear or see,—not even in the newspapers. Advertisers are human and liable to err.
“It is a great mistake to suppose that all men are rogues. If there were not a large majority of fools in the world, who would buy stocks?
“The essence of Free Trade is embodied in the axiom: Buy in the cheapest and sell in the dearest market. This is absolutely correct. I myself have bought shares for ‘half nothing,’ and doubled my money inside of a week.
“Time is money. Every second saved at your mid-day lunch means so many sequins by and by for your family physician.
“Be not angry with your creditors, if they importune you. It is nobler to forgive and forget them.
“‘Three removes are as bad as a fire,’ but that depends largely on how you stand with the underwriters.