"'The dense you have,' said the other, looking up in astonishment 'Why, last January you were not worth a twenty-dollar bill.'

"'I know that; but I now calculate I'm worth full $50,000, if not $60,000.'

"How have you made it?'

"'By speculating in real estate. I bought three hundred lots at Goose Island at $150 apiece; they are now worth $400. I would not sell them for $350 apiece, I assure you.'

"' Do you think so?'

"'Sartain. I have two hundred and fifty lots at Blockhead's Point, worth $150 a piece; some on them are worth $200. I have one hundred lots at Jackass Inlet, worth at least $100, at the very lowest calculation. In short, I'm worth a hull $60,000.'

"'Well, I'm glad to hear it. You can pay me now the $500 you have owed me for these last four years. There's your note, I believe,' said he, handing the speculator a worn piece of paper that had a piece of writing upon it.

"The speculator looked blank at this. 'Oh! yes—my—now I'd like—suppose,' but the words could not form themselves into a perfect sentence.

"'I want the money very much,' said the other; 'I have some payments to make to-morrow.'

"'Why, you don't want cash for it surely.'