Again, the people who have a thousand a year, and who try to persuade the world that they have two thousand, suffer a good deal of inconvenience, but it can't be called the pinch of poverty. They may put limits to their washing-bills, which persons of cleanlier habits would consider unpleasantly narrow; they may eat cold mutton in private for five days a week in order to eat turtle and venison in public (and with the air of eating them every day) on the sixth; and they may immure themselves in their back rooms in London throughout the autumn in order to persuade folks that they are still at Trouville, where for ten days they did really reside and in splendour; but all their stint and self-incarceration, so far from awakening pity, only fill us with contempt. I am afraid that even the complaining tones of our City friend who tells us that in consequence of 'the present unsettled state of the markets' he has been obliged to make 'great retrenchments'—which it seems on inquiry consist in putting down one of his carriages and keeping three horses instead of six—fail to draw the sympathising tear. Indeed, to a poor man this pretence of suffering on the part of the rich is perhaps even more offensive than their boasts of their prosperity.

On the other hand, when the rich become really poor their case is hard indeed; though, strange to say, we hear little of it. It is like drowning; there is a feeble cry, a little ineffectual assistance from the bystanders, and then they go under. It is not a question of pinch with them; they have fallen into the gaping mouth of ruin, and it has devoured them. If we ever see them again, it is in the second generation as waiters (upon Providence), or governesses, and we say, 'Why, dear me, that was Bullion's son (or daughter), wasn't it?' using the past tense, as if they were dead. 'I remember him when he lived in Eaton Square.' This class of cases rarely comes under the head of 'genteel poverty.' They were at the top, and hey presto! by some malignant stroke of fate they are at the bottom; and there they stick.

I don't believe in bachelors ever experiencing the pinch of poverty; I have heard them complaining of it at the club, while ordering Medina oysters instead of Natives, but, after all, what does it signify even if they were reduced to cockles? They have no appearances to keep up, and if they cannot earn enough to support themselves they must be poor creatures indeed.

It is the large families of moderate income, who are delicate, and have delicate tastes, that feel the twinge: and especially the poor girls. I remember a man, with little care for his personal appearance, of small means but with a very rich sense of humour, describing to me his experiences when staying at a certain ducal house in the country, where his feelings must have been very similar to those of Christopher Sly. In particular he drew a charming picture of the magnificent attendant who in the morning would put out his clothes for him, which had not been made by Mr. Poole, nor very recently by anybody. The contempt which he well understood his Grace's gentleman must have felt for him afforded him genuine enjoyment. But with young ladies, in a similar position, matters are very different; they have rarely a sense of humour, and certainly none strong enough to counteract the force of a personal humiliation. I have known some very charming ones, compelled to dress on a very small allowance, who, in certain mansions where they have been occasionally guests, have been afraid to put their boots outside their door, because they were not of the newest, and have trembled when the officious lady's-maid has meddled with their scanty wardrobe. A philosopher may think nothing of this, but, considering the tender skin of the sufferer, it may be fairly called a pinch.

In the investigation of this interesting subject, I have had a good deal of conversation with young ladies, who have given me the fullest information, and in a manner so charming, that, if it were common in witnesses generally, it would make Blue-Books very pretty reading.

'I consider it to be "a pinch,"' says one, 'when I am obliged to put on black mittens on occasions when I know other girls will have long white kid gloves.' I must confess I have a prejudice myself against mittens; they are, so to speak, 'gritty' to touch; so that the pinch, if it be one, experienced by the wearer, is shared by her ungloved friends. The same thing may be said of that drawing-room fire which is lit so late in the season for economical reasons, and so late in the day at all times: the pinch is felt as much by the visitors as by the members of the household. These things, however, are mere nips, and may be placed in the same category with the hardships complained of by my friend Quiverfull's second boy. 'I don't mind having papa's clothes cut up for me,' he says, 'but what I do think hard is getting Bob's clothes' (Bob being his elder brother), 'which have been papa's first; however, I am in great hopes that I am out-growing Bob.'

A much more severe example of the pinch of poverty than these is to be found in railway travelling; no lady of any sense or spirit objects to travel by the second, or even the third class, if her means do not justify her going by the first. But when she meets with richer friends upon the platform, and parts with them to journey in the same compartment with their man-servant, she suffers as acutely as though, when the guard slams the door of the carriage with the vehemence proportioned to its humble rank, her tender hand had been crushed in it. Of course it is very foolish of her; but it demands democratic opinions, such as almost no woman of birth and breeding possesses, not to feel that pinch. Her knowledge that it is also hard upon the man-servant, who has never sat in her presence before, but only stooped over her shoulder with ''Ock, miss,' serves but to increase her pain.

A great philosopher has stated that the worst evil of poverty is, that it makes folks ridiculous; by which, I hope, he only means that, as in the above case, it places them in incongruous positions. The man, or woman, who derives amusement from the lack of means of a fellow-creature, would jeer at a natural deformity, be cruel to children, and insult old age. Such people should be whipped and then hanged. Nevertheless there are certain little pinches of poverty so slight, that they tickle almost as much as they hurt the victim. A lady once told me (interrupting herself, however, with pleasant bursts of merriment) that as a young girl her allowance was so small that when she went out to spend the evening at a friend's, her promised pleasure was darkened by the presentiment (always fulfilled) that the cabman was sure to charge her more than the proper fare. The extra expense was really of consequence to her, but she never dared dispute it, because of the presence of the footman who opened the door.

Some young ladies—quite as lady-like as any who roll in chariots—cannot even afford a cab. 'What I call the pinch of poverty,' observed an example of this class, 'is the waiting for omnibus after omnibus on a wet afternoon and finding them all full.'

'But surely,' I replied with gallantry, 'any man would have given up his seat to you?'