Tale of a Banker's Letter.

Towards the close of last century, or early in the present century, a tradesman of the better class carrying on business in a certain town of the west of England, which we shall here call X——, and who also added to his ordinary business that of the agency of a bank, posted a bulky letter containing heavy remittances in notes, addressed to the Bank of England. This letter never reached its destination, and the loss, being of a most serious kind, was soon bruited about, and became the theme, locally, of general conversation. As it happened, the sender was a man of strong political opinions, and having courage to express them, there were many persons holding opposite views who not only regarded him with feelings akin to dislike, but were ready to take up any missile which chance might place in their way to damage their adversary's fair name. While, therefore, the bank agent maintained that he had posted the letter in question, insinuations were set afloat to the effect that he had not done so, and that the object of his allegations was to fend off pressing calls in matters of account. He suffered greatly in reputation from these unsupported stories, though there was nothing else in his circumstances to create suspicion. Time, the great anodyne of scandal, had somewhat assuaged the sufferings of the unfortunate banker, and probably softened the unkind feelings of those who had been disposed to think hardly of him; the loss of the letter itself had ceased to attract attention; and as yet nothing was heard of the letter, or the valuable enclosures which it had contained.

At length, however, the agent received intimation that one of the missing notes—a Bank of England note for £50—which was stopped at that establishment, had been presented in London. As the result of inquiries which were made, it was now traced to an old-established silversmith somewhere in the city of London; but beyond this point the search failed, for all the account the silversmith could give was, that he had received the note some time previously from a man of respectable appearance, who had the exterior and conversation of what might be a well-to-do west-country farmer. This man was accompanied to his shop by a young woman of the flash type, to whom the stranger presented two or three rings; purchasing for himself some heavy gold seals, such as were in vogue at the period, a silver tankard or two, and several punch-ladles. In payment of these articles the £50 note was passed, but the silversmith could give no further help; though hope was not yet extinct, for he added that he should certainly recognise his customers, were they ever to come under his observation again.

The man of X—— was a man of determination, and, still smarting under the loss of means and honour, he resolved that, sooner or later, he should discover by whom his letter had been stolen. The silversmith, readily entering into these views, cordially offered his personal services, and it was arranged between the banker and himself that they should ransack London, visiting the Ranelahs, the Vauxhalls, the Parks, the theatres—indeed every place where gay women and men of pleasure might be found together. This was an arduous task; but in the end their perseverance was rewarded by the discovery of the young woman to whom the farmer had presented the rings. On being questioned, this young person, while frankly stating what she knew, had little to tell. She had, she said, been in Snow Hill or Holborn one morning at the hour of the arrival of the west of England mail-coach. Among the passengers who got down was a youngish, fresh-looking farmer, whose acquaintance she then made, and whose constant companion she was for several days thereafter. She still wore the articles of jewellery which had been presented to her; but she declared that she had never seen the man since, nor did she know his name. And here the inquiry again seemed to exhaust itself, in the vague discovery of a west-country farmer.

The acquaintance between the banker and the silversmith, which had come about in the way already stated, soon ripened into friendship. They had, in a greater or less degree, a common interest in the matter of the stolen note, but they soon found out that there was other common ground for the growth of amity between them—they were both disciples of Izaak Walton. It became the custom of the silversmith to visit at the house of his friend in the west every season, when the two men would go out fishing together in the neighbouring streams, enjoying each other's society, and frequently, no doubt, going over again the old story of the lost letter. One day, during such a visit, the silversmith went out alone to try a stream not many miles distant from his friend's residence, and while so engaged a heavy shower swept across the scene. The angler sought shelter in a roadside inn, from which, as it happened, he was not far distant. The house was well known, and the proprietor was of the half-farmer, half-publican type, the business of innkeeper in such a situation not affording a sufficient living by itself. Feeling somewhat peckish, the visitor called for lunch. He was waited upon by the landlord in person. While the bread and cheese and cider were being carried in, the landlord apologised for the absence of the female folks, who were for the moment engaged elsewhere; and during this brief conversation, the silversmith (still instinct with professional taste) studied a bunch of heavy seals hanging from a watch in the landlord's fob. The landlord perceived that these articles had attracted the stranger's notice, and when he again came into the room the fact was observed by the other that they had been left aside or placed out of sight.

This incident set the stranger thinking; and while so engaged, his eye fell upon an old-fashioned glass-fronted cupboard occupying a corner of the room, in which were exhibited the inn treasures—old crystal vessels, china bowls, and the like—together with the plate of the establishment. A sudden thought struck him. He proceeded to examine the contents of the repository; and, standing upon a chair to explore the upper shelves, what was his amazement when he there recognised the silver tankards and the silver punch-ladles which he had sold to the west-country farmer many years before! Then, eagerly turning over the whole matter in his mind, the features of the landlord came back upon him, and in this man he recognised the person who in London had purchased these articles and paid to him the stolen £50 Bank of England note. The silversmith lost no time in communicating the facts to the banker, who at once obtained a warrant, and, with two constables, proceeded the same evening to the inn to put it into execution. The landlord was called into a room, there and then he was charged with having stolen the note, and was forthwith conveyed into X—— a prisoner.

It transpired in the course of inquiries that in his early days—before the period of the robbery—this man had been employed as a servant or assistant by the postmaster at X——. He left that situation, however, and became coachman to one of the neighbouring gentry. While in this service it was very frequently his duty to drive the family into town, where they would rest some portion of the day in their town house, and return to the country seat in the evening. In these intervals it sometimes happened that the coachman would go to the Post-office, and there chat and gossip with his old fellow-servants. He visited the Post-office on the day when the stolen letter was posted; he and his former comrades smoked and drank together; and in the end he volunteered to assist with the letters. He did so; and while thus engaged he managed to abstract the banker's letter, which, owing to its bulky nature and the address which it bore, he suspected to contain value. His visit on that particular day was verified by circumstances in the recollection of the persons at the Post-office, and other evidence of his guilt accumulated against him; but this testimony was not really necessary, for the farmer-publican himself confessed to the theft of the letter, and explained how he had obtained possession of it.

The course usual in such circumstances followed. The offence was visited with the severity which characterised the period—the man suffered the extreme penalty of the law.

CHAPTER XVI.