‘Philip, I was most discourteous to him but yesterday! Twice he hinted at his wish to accompany me on my airing, and each time I took no notice of his remark.’

‘But you smiled all the time, and seemed merely not to have noticed the hint, Carrie—instead of appearing purposely to ignore it.’

‘I tried my best; in honesty, Phil, I tried my best to be disagreeable,’ sighed Carrie, ‘so you must do it for me if I cannot manage it.’

Phil had no scruples. He waited for Prior to call again, and then set about finding some matter to differ upon; but Prior himself brought about the dispute finally.

‘I should like a word with you, Philip,’ he said, as he rose to say good-bye, and Phil, with a quite perceptible shrug, led the way into the library.

‘I wondered—not to beat about the bush, for frankness between friends is a good thing—I wondered, in fact, Philip, if you could accommodate me with a small loan—some £20, or perhaps less; I happen to be very much pressed just now; I—in fact, ’twould be a great boon.’

‘No,’ said Phil curtly; ‘I fear I cannot oblige you.’

‘Oh, I am sure you can. Your father would advance me the money to-morrow were he in town, and I look upon you as his representative,’ began Prior.

‘Were I in the way of lending money, sir,’ said Phil with great deliberation, ‘ ’twould be to another sort of man than you.’

‘Ha, ha—very good—the poor ever with us,’ said Prior uneasily; ‘but indeed you make a mistake when you take me for a rich man. I am constantly pressed for funds, as you see me to-day; you could scarcely find a needier object for accommodation, you——’