"You and I will go in after the things."

"You don't mean it!" exclaimed Jane. "And in this cold water. Br-rr-r!"

"No; you must not do that," objected the guardian. "At least not now."

"What is it you folks are planning?" questioned Hazel, who, with Tommy and Buster, had joined the party at the end of the pier. Jane explained what Harriet had proposed. Margery's teeth began to chatter again.

"My—my weak heart won't stand any more," she groaned. "Don't ask me to go into that horrid, cold water again. Please don't!"

"You won't feel the cold once you are in," urged Harriet.

"No. I didn't feel it the other time, did I?"

"What? Go in thwimming," demanded Tommy. "I wouldn't go in that water again for a dollar and fifty thentth; no, not for a dollar and theventy-five thentth." Tommy began backing away, as though fearing the others might insist and assist her in. Suddenly she uttered a scream.

"Thave me!" yelled Tommy.

They saw her lurch backward; her feet left the pier; then came a splash. Tommy Thompson had gone over backward and taken to the water head first.