Custom or experience are of more avail in making our fortune than intelligence; we think of it too late, and when at last we have made up our mind to make it, we begin by committing some errors which we have not always the time to repair; and this, perhaps, is the reason why fortunes are far from common.

A man of small intellect wishes to get on in life; he neglects everything, but from morning till evening he only thinks of one thing, and dreams of it at night, namely, to get on in the world. He begins early and from his very youth the chase after wealth; if a barrier in front of him stops the way, he naturally hesitates, and goes to the right or left, according as he sees an opening or thinks it most convenient; and if fresh obstacles arise, he returns to the path he just left, and determines, according to the nature of the difficulties, sometimes to overcome them, sometimes to avoid them, or to take other measures as his own interest, custom, and opportunity may direct him. Does any traveller need such a good head and such great talents to set out at first on a main road, and if that be crowded or impracticable, to cross the fields, jump over hedges and ditches, come back into the former road, and follow it until his journeyʼs end? Does he require so much intelligence to attain the goal? Is it, then, so wonderful for a fool ever to become rich or of repute?

There are some stupid, and I may even say weak-minded men, who occupy handsome posts, and who die rich without any one ever supposing that they contributed to it in any way whatever by the smallest industry or their own labour. Somebody directed them to the fountainhead, or, perhaps, chance alone has led them to it; then they have been asked if they should like to have some water, and if so, to draw it; and they have drawn it.[292]

(39.) When we are young we are often poor; either we have not yet acquired nor inherited anything. We become rich and old at the same moment; for seldom do men obtain every advantage at one and the same time. But even if some persons are so fortunate, we ought not to envy them, since they lose by their death sufficiently to deserve our compassion.

(40.) A man is thirty years old before he thinks of making his fortune, but it is not completed at fifty; he begins to build in his old age, and dies by the time his house is in a condition to be painted and glazed.

(41.) What is the advantage of having a large fortune, unless it be to enjoy the vanity, industry, labour and outlay of those who came before us, and to labour ourselves in planting, building, and hoarding for our posterity?

(42.) Men open their shops and set out their wares every morning to deceive their customers; and they close them at night after having cheated all day.

(43.) A tradesman turns over all his goods, that he may sell you the worst; he has a certain preparation to give them a lustre, or else holds these goods in a peculiar light, to conceal their faults and to make them appear sound; he asks too large a price for them, so as to sell them for more than they are worth; he has forged mysterious trade-marks, so that people may believe they get the full value for their hard cash; he employs a short yard measure, so that the buyer may obtain as little for his money as possible, and has a pair of scales to try whether the gold he receives be of full weight.

(44.) In all conditions of life a poor man is a near neighbour to an honest one,[293] and a rich man is as little removed from a knave; tact and ability alone seldom procure great riches.