The first time I met him, to my knowledge, was on an evil-smelling, one-funnelled steam boat that in those days plied between London Bridge and Antwerp. He was walking the deck arm-in-arm with a showily dressed but decidedly attractive young woman; both of them talking and laughing loudly. It struck me as odd, finding him a fellow-traveller by such a route. The passage occupied eighteen hours, and the first-class return fare was one pound twelve and six, including three meals each way; drinks, as the contract was careful to explain, being extra. I was earning thirty shillings a week at the time as clerk with a firm of agents in Fenchurch Street. Our business was the purchasing of articles on commission for customers in India, and I had learned to be a judge of values. The beaver lined coat he was wearing—for the evening, although it was late summer, was chilly—must have cost him a couple of hundred pounds, while his carelessly displayed jewellery he could easily have pawned for a thousand or more.

I could not help staring at him, and once, as they passed, he returned my look.

After dinner, as I was leaning with my back against the gunwale on the starboard side, he came out of the only private cabin that the vessel boasted, and taking up a position opposite to me, with his legs well apart and a big cigar between his thick lips, stood coolly regarding me, as if appraising me.

"Treating yourself to a little holiday on the Continent?" he inquired.

I had not been quite sure before he spoke, but his lisp, though slight, betrayed the Jew. His features were coarse, almost brutal; but the restless eyes were so brilliant, the whole face so suggestive of power and character, that, taking him as a whole, the feeling he inspired was admiration, tempered by fear. His tone was one of kindly contempt—the tone of a man accustomed to find most people his inferiors, and too used to the discovery to be conceited about it.

Behind it was a note of authority that it did not occur to me to dispute.

"Yes," I answered, adding the information that I had never been abroad before, and had heard that Antwerp was an interesting town.

"How long have you got?" he asked.

"A fortnight," I told him.

"Like to see a bit more than Antwerp, if you could afford it, wouldn't you?" he suggested. "Fascinating little country Holland. Just long enough—a fortnight—to do the whole of it. I'm a Dutchman, a Dutch Jew."