“‘Yes, dear,’ he would say, ‘you were speaking about Jane, and the way I kept looking at her during lunch.’

“It’s extraordinary,” concluded my friend, lighting a fresh cigar, “what creatures of habit we are.”

“Very,” I replied. “I knew a man who told tall stories till when he told a true one nobody believed it.”

“Ah, that was a very sad case,” said my friend.

“Speaking of habit,” said the unobtrusive man in the corner, “I can tell you a true story that I’ll bet my bottom dollar you won’t believe.”

“Haven’t got a bottom dollar, but I’ll bet you half a sovereign I do,” replied my friend, who was of a sporting turn. “Who shall be judge?”

“I’ll take your word for it,” said the unobtrusive man, and started straight away.

* * * * *

“He was a Jefferson man, this man I’m going to tell you of,” he begun. “He was born in the town, and for forty-seven years he never slept a night outside it. He was a most respectable man—a drysalter from nine to four, and a Presbyterian in his leisure moments. He said that a good life merely meant good habits. He rose at seven, had family prayer at seven-thirty, breakfasted at eight, got to his business at nine, had his horse brought round to the office at four, and rode for an hour, reached home at five, had a bath and a cup of tea, played with and read to the children (he was a domesticated man) till half-past six, dressed and dined at seven, went round to the club and played whist till quarter after ten, home again to evening prayer at ten-thirty, and bed at eleven. For five-and-twenty years he lived that life with never a variation. It worked into his system and became mechanical. The church clocks were set by him. He was used by the local astronomers to check the sun.

“One day a distant connection of his in London, an East Indian Merchant and an ex-Lord Mayor died, leaving him sole legatee and executor. The business was a complicated one and needed management. He determined to leave his son by his first wife, now a young man of twenty-four, in charge at Jefferson, and to establish himself with his second family in England, and look after the East Indian business.