Penny found several of her school friends performing at the diving board and soon they were all rounded up for a vigorous game of water polo. After a fierce battle which left everyone exhausted, Penny's side conquered the opponents. The girls sat down on the edge of the pool to rest.

"Isn't that Betty Davis over there under the beach umbrella?" Susan presently inquired, indicating a girl in a black bathing suit who sat alone.

"Why, it is!" Penny agreed. "Shall we go over and speak to her?"

"After the way she treated us this afternoon?"

"We can't be certain she was in the house when we called."

"I think she was," Susan maintained. "She doesn't care for our company, that's all."

"She seemed to like us well enough at first. Betty is the sensitive type, Sue. It may be that she's embarrassed on account of all her father's trouble. I believe I'll swim over and speak to her at any rate."

Penny arose from the side of the pool. Without having appeared to notice the action, Betty Davis hastily left the reclining chair under the umbrella and disappeared into the dressing room.

"I guess you're too late!" Susan laughed. "She saw you first."

Penny sat down again, a trifle nettled.