Stories of the Railroad

by John A. Hill

In Dillon's household there was a "system" of financial management. He always gave his wife just half of what he earned; kept ten dollars for his own expenses during the month, out of which he clothed himself; and put the remainder in the bank. It was before the days of high wages, however, and even with this frugal management, the bank account did not grow rapidly. They owned the house in which they lived, and out of her half "mother" had to pay all the household expenses and taxes, clothe herself and two children, and send the children to school. The oldest, a girl of some sixteen years, was away at normal school, and the boy, about thirteen or fourteen, was at home, going to the public school and wearing out more clothes than all the rest of the family.

Dillon told me that they had agreed on the financial plan followed in the family before their marriage, and he used to say that for the life of him he did not see how "mother" got along so well on the allowance. When he drew a small month's pay he would say to me, as we walked home: "No cream in the coffee this month, Jack." If it was unusually large, he would say: "Plum duff and fried chicken for a Sunday dinner." He insisted that he could detect the rate of his pay in the food, but this was not true—it was his kind of fun. "Mother" and I were fast friends. She became my banker, and when I wanted an extra dollar, I had to ask her for it and tell what I wanted it for, and all that.

Along late in November, Jim had to make an extra one night on another engine, which left me at home alone with "mother" and the boy—I had never seen the girl—and after swearing me to be both deaf, dumb, and blind, "mother" told me a secret. For ten years she had been saving money out of her allowance, until the amount now reached nearly $2,000. She knew of Jim's life ambition to own a farm, and she had the matter in hand, if I would help her. Of course I was head over heels into the scheme at once. She wanted to buy the farm near M——, and give Jim the deed for a Christmas present; and Jim mustn't even suspect.

Jim never did.

The next trip I had to buy some underclothes: would "mother" tell me how to pick out pure wool? Why, bless your heart, no, she wouldn't, but she'd just put on her things and go down with me. Jim smoked and read at home.

We went straight to the bank where Jim kept his money, asked for the President, and let him into the whole plan. Would he take $2,100 out of Jim's money, unbeknown to Jim, and pay the balance of the price of the farm over what "mother" had?

No, he would not; but he would advance the money for the purpose—have the deeds sent to him, and he would pay the price—that was fixed.

Then I hatched up an excuse and changed off with the fireman on the M—— branch, and spent the best part of two lay-overs fixing up things with the owner of the farm and arranging to hold back the recording of the deeds until after Christmas. Every evening there was some part of the project to be talked over, and "mother" and I held many whispered conversations. Once Jim, smiling, observed that, if I had any hair on my face, he would be jealous.

I remember that it was on the 14th day of December, 1863, that payday came. I banked my money with "mother," and Jim, as usual, counted out his half to that dear old financier.