The appeal produced no effect; those to whom it was made conceiving, perhaps, that it did not apply to them. Maltboy added the remark: "If you will withdraw at once, I promise you that in fifteen minutes we will proceed to business."

"That's all right," said Quigg, winking again at Matthew. "Let us go, friends."

The proposition was accepted, as the best thing that could be done under the circumstances, and all the creditors retired.

Mr. Whedell then locked the door, and proceeded to inform Mr. Maltboy of the black-hearted treachery of which he and his daughter had been the victims, in the Chiffield alliance. Clementina corroborated the paternal statement with numerous particulars, delivered in a heart-broken voice, showing what an abandoned wretch her husband was. Matthew listened, nodded his head, and said, "The brute!" and the "The monster!" at intervals, looking the while into the deep blue eyes of Mrs. Chiffield, which sparkled with tears. "If he had but been the lucky man!" he thought. But it suddenly occurred to Matthew that these thoughts were a little irregular; and, besides, he had a fresh recollection of the troubles from which Fayette Overtop had not yet emerged. He therefore pulled out his watch, and informed Mr. Whedell that thirteen of the fifteen minutes were consumed. The creditors were beginning to pace heavily in the entry.

Mr. Whedell, taking the hint, came down to business. His affairs were of a kind that were easily settled. He owned nothing except his personal clothing, and a few small articles of furniture. Everything else had been obtained on credit, and either not paid for, or only partly paid for. This statement of affairs occupied one minute.

A minute remained, which Mr. Whedell put to good use. He looked appealingly at Maltboy. So did Mrs. Chiffield.

"My dear friend," said Mr. Whedell, "I find myself, at an advanced period of life, in this cold world, deserted, penniless. You are the only person living that I can call by the sacred name of friend. I have already experienced your noble bounty in a loan of two hundred dollars." (Tramps of creditors becoming louder outside.) "In a word, sir, can you lend me one hundred dollars more? It will at least save me from the self-destruction which I had contemplated."

At the word "self-destruction," Mrs. Chiffield cried aloud, and threw herself on her parent's breast, with a fresh flood of tears.

These tears swept away the last trace of Matthew's prudence. He whipped out his pocket book, and delivered over five twenty-dollar gold pieces to Mr. Whedell. The sight of those beautiful coins seemed to reconcile the wretched man to life.

Mr. Whedell was about to thank his preserver most profusely, and Mrs. Chiffield to burst into a new torrent, when Matthew, to avoid these demonstrations, rose, opened the door, and let in the pack of hungry creditors.