"Did you do so this morning at breakfast?" asked Freeborn.

"I did not suspect my bread," answered Charles.

"Then why suspect faith?" asked Freeborn.

"Because it is, so to say, a new substance,"—Freeborn sighed,—"because I am not used to it, nay, because I suspect it. I must say suspect it; because, though I don't know much about the matter, I know perfectly well, from what has taken place in my father's parish, what excesses this doctrine may lead to, unless it is guarded. You say that it is a doctrine for the poor; now they are very likely to mistake one thing for another; so indeed is every one. If, then, we are told, that we have but to apprehend Christ's merits, and need not trouble ourselves about anything else; that justification has taken place, and works will follow; that all is done, and that salvation is complete, while we do but continue to have faith; I think we ought to be pretty sure that we have faith, real faith, a real apprehension, before we shut up our books and make holiday."

Freeborn was secretly annoyed that he had got into an argument, or pained, as he would express it, at the pride of Charles's natural man, or the blindness of his carnal reason; but there was no help for it, he must give him an answer.

"There are, I know, many kinds of faith," he said; "and of course you must be on your guard against mistaking false faith for true faith. Many persons, as you most truly say, make this mistake; and most important is it, all important I should say, to go right. First, it is evident that it is not mere belief in facts, in the being of a God, or in the historical event that Christ has come and gone. Nor is it the submission of the reason to mysteries; nor, again, is it that sort of trust which is required for exercising the gift of miracles. Nor is it knowledge and acceptance of the contents of the Bible. I say, it is not knowledge, it is not assent of the intellect, it is not historical faith, it is not dead faith: true justifying faith is none of these—it is seated in the heart and affections." He paused, then added: "Now, I suppose, for practical purposes, I have described pretty well what justifying faith is."

Charles hesitated: "By describing what it is not, you mean," said he; "justifying faith, then, is, I suppose, living faith."

"Not so fast," answered Freeborn.

"Why," said Charles, "if it's not dead faith, it's living faith."

"It's neither dead faith nor living," said Freeborn, "but faith, simple faith, which justifies. Luther was displeased with Melancthon for saying that living and operative faith justified. I have studied the question very carefully."