"I have only been six weeks in India," he began, "and at present only know a few words of the language. How I came into the Bengal army was this. My father was in the civil service of the Company, in the Madras Presidency; and, after twenty-one years' service, retired on his pension of one thousand pounds a year, and his savings, which amounted to twenty thousand pounds, and which were invested in five per cent. government securities, so that his income was two thousand a year. We lived during the winter near Grosvenor-square: a house of which my father bought the lease for twenty years, and the summer we used to spend at a little place in Berkshire which he had bought. It was only a good sized cottage, and the land about it did not exceed three acres. But it was a perfect gem of a residence, and quite large enough for our family, which consisted of my father and mother, myself, and a sister who is a year and a half older than I am. I was at Harrow. My father intended that I should go to Oxford, and eventually be called to the bar. My sister had a governess, a very clever and accomplished girl, and the most amiable creature that ever lived. We were not an extravagant family, and saw very little company; but we had every comfort that a reasonable heart could desire, and I fancy that we lived up to the two thousand pounds a year. You see the education of myself and my sister was a heavy item. The governess had a hundred pounds a year, and then there was a singing-master and a drawing master. About two years ago my father died, and my mother became almost imbecile from the excess of her grief. She lost her memory; and, for days together, knew not what she was doing. Under my father's will she was entitled to all that he died possessed of, and was appointed his sole executrix. The house in South-street was given up, the unexpired portion of the lease disposed of, and the little place in Berkshire became our only home. My father's pension of course expired when he died, and we, the family, had now to live on the interest of the government securities. My mother, who was as ignorant as a child on all matters of business, was recommended to sell her government securities, and invest the proceeds in a joint-stock bank which was paying, and for more than a year did pay, eight per cent. But, alas, one wretched day the bank failed, and we were reduced suddenly from comparative affluence to poverty. The cottage, furniture, and all that my mother possessed, was seized, and sold. This happened only two years ago. Fortunately for me, my school education was pretty well completed; but of course the idea of my going to Oxford, and subsequently to the bar, was at once abandoned. My sister was obliged to take a situation as governess, in the family of a director of the East India Company: and through that gentleman's influence I obtained an ensigncy in the Native Infantry. The loss of her fortune, the parting with my sister (who is now on the Continent with the director's family) and myself, had such an effect upon my mother, that it was deemed necessary to place her in an asylum; where at all events she will be taken care of and treated with kindness. But I have my plans!" exclaimed the young man, who had just escaped the jaws of death. "In ten years I will save enough to take me home to them; for, if I study hard—and I will do so—I may get a staff appointment, and——"

Here the bearers of my palkee informed me that two other travellers were coming down the road. They saw the light in the distance, more than a mile off, and they—the bearers—began to talk loudly and argue, that it was impossible for me to hear what the ensign was saying, and all attempts to silence them were vain. They were discussing, as they carried us along, whether they would exchange burdens with the down-coming bearers, insomuch as they were nearly midway between the stages. This is very often done by arrangement between them, and thus, in such cases, they get back more speedily to their homes. It was decided that the exchange should take place, if the other party were agreeable; for, on the down-coming travellers nearing us, the bearers of us—the up-going travellers—called a halt. Forthwith the four palkees were gently lowered till they rested on the ground. And now the chattering of the bearers became something awful. A native of Hindostan can settle nothing without a noise; and, as each palkee had twelve men attached to it besides the torch-bearers and those who carried our boxes, the number of voices, whooping, shouting, asserting, contradicting, scolding, and soothing, exceeded sixty. I and my companion, the ensign, shout to them to "go on!" At length I got out of my palkee in a rage, and not only screamed at, but shook several of the black disputants. Whilst thus engaged, the doors of one of the downward palkees were opened, and a voice—that of a lady—thus greeted me, very good humouredly.

"My good sir, depend upon it that you are retarding your own progress, and ours, by attempting, so violently, to accelerate it. Pray let them settle their little affair amongst themselves."

"I believe you are quite right," I replied.

"Have you any idea of the hour?" she asked.

"Yes. It is about a quarter to twelve," said I.

"I have lost the key of my watch; perhaps the key of yours would fit it."

I hastened to my palkee, brought forth from beneath the pillow my watch and chain; and, taking them to the door of the lady's palkee, presented them through the opening.

"Thanks," said the lady, after winding up her watch, "thanks. It does very well," and she returned the watch and chain. I saw, by the light of the torch, not only her hand—which was very small and pretty—but her face, which was more bewitching still, being lovely and young.

"Is there anything else you require?" I asked.