"ACTION! That's the word. The great world itself throbs with life. Action, untiring harmony pervades the Universe of God. The Creative Power has so ordained it. The physical formation of the world, and all therein, forbids inactivity. The vast machinery must move, or the whole cease to exist. Man was never designed to be a drone. Had he lived pure in the first Paradise, he could not have been idle. Sick or well, in cold or heat, day or night, he machine moves on, the heart, like a steam-engine, throbs away, and faithfully pumps its crimson currents unceasingly to every part of the animal frame. Action is one of the first elements of health and happiness. The mind will stagnate and engender moral miasma, as much as the pool never stirred by a tide or swept by the winds.
"God has written action on the Heavens. Silent, but ceaseless, the worlds that gleam out upon us, keep on their course. Every orb follows the track marked out for it. The Ocean rolls and heaves. The spring gushes out from the hill-side and dances from rock to rock, and the brook hums and murmurs its melody as it goes. Upon the meadow, the springing grass tells of the process that annually clothes the turf with wealth and beauty. The leaves put out, rustle in the winds, and fall to their rest, while others follow. The fierce, fiery energy of the lightning writes the truth upon the scudding clouds. The formless waves that in the atmosphere ripple and dash against the cheek, tell of a restless ocean around us, a medium of health and sound. From the world that rolls, to the summer flies that float on the air and glance in the sun, the truth is proclaimed that all is activity. Man cannot be idle—should not."[3]
T.W. Brown.
"One of the most mischievous phrases in which a rotten Morality, a radically false and vicious Public Sentiment, disguise themselves, is that which characterizes certain individuals as destitute of financial capacity. A 'kind, amiable, generous, good sort of man,' (so runs the varnish,) 'but utterly unqualified for the management of his own finances'—'a mere child in everything relating to money,' &c. &c.—meaning that with an income of $500 a year, he persisted in spending $1000; or with an income of from $2000 to $3000, he regularly spent from $5000 to $8000, according to his ability to run in debt, or the credulity of others in trusting him.
"The victims of this immorality—debtor as well as creditor—are entitled to more faithful dealing at the hands of those not directly affected by the misdemeanors of the former. It is the duty of the community to rebuke and repress these pernicious glosses, making the truth heard and felt, that inordinate expenditure is knavery and crime. No man has a moral right thus to lavish on his own appetites, money which he has not earned, and does not really need. If public opinion were sound on this subject—if a man living beyond his means, when his means were commensurate with his real needs, were subjected to the reprehension he deserves—the evil would be instantly checked, and ultimately eradicated.
"The world is full of people who can't imagine why they don't prosper like their neighbors, when the real obstacle is not in the banks nor tariffs, in bad public policy nor hard times, but in their own extravagance and heedless ostentation. The young mechanic or clerk marries and takes a house, which he proceeds to furnish twice as expensively as he can afford; and then his wife, instead of taking hold to help him earn a livelihood by doing her own work, must have a hired servant to help her spend his limited earnings. Ten years afterward, you will find him struggling on under a double load of debts and children, wondering why the luck was always against him, while his friends regret his unhappy destitution of financial ability. Had they, from the first, been frank and honest, he need not have been so unlucky.
"Through every grade of society this vice of inordinate expenditure insinuates itself. The single man 'hired out' in the country at ten to fifteen dollars per month, who contrives to dissolve his year's earnings in frolics and fine clothes; the clerk who has three to five hundred dollars a year, and melts down twenty to fifty of it into liquor and cigars, are paralleled by the young merchant who fills a spacious house with costly furniture, gives dinners, and drives a fast horse, on the strength of the profits he expects to realize when his goods are all sold and his notes all paid. Let a man have a genius for spending, and whether his income is a dollar a day or a dollar a minute, it is equally certain to prove inadequate. If dining, wining, and party-giving won't help him through with it, building, gaming, and speculation will be sure to. The bottomless pocket will never fill, no matter how bounteous the stream pouring into it. The man who (being single) does not save money on six dollars a week, will not be apt to on sixty; and he who does not lay up something in his first year of independent exertion, will be pretty likely to wear a poor man's hair into his grave.
"No man who has the natural use of his faculties and his muscles, has any right to tax others with the cost of his support, as this class of non-financial gentlemen habitually do. It is their common mistake to fancy that if a debt is only paid at last, the obligation of the debtor is fulfilled; but the fact is not so. A man who sells his property for another's promise to pay next week or next month, and is compelled to wear out a pair of boots in running after his due, which he finally gets after a year or two, is never really paid. Very often, he has lost half the face of his demand, by not having the money when he needed it, beside the cost and vexation of running after it. There is just one way to pay an obligation in full, and that is to pay it when due. He who keeps up a running fight with bills and loans through life, is continually living on other men's means, is a serious burden and a detriment to those who deal with him, although his estate should finally pay every dollar of his legal obligations.