"The Coal and Oil Trust Company's Institution Goes Down," is on the bulletin.

"I'll lend you money enough to git home," says Corkey.

"Panic! Panic! Panic!!" bawls a large boy, who beats his small rivals ruthlessly aside and makes his way to Lockwin.

The man is still trembling. He is trying to put away his worthless bank-book and cannot gain the entrance of the pocket.

"'Ere's your panic! Buy of me, mister. Say, mister, won't you buy of me? Ah! git out, you great big coward!"

It is the sympathetic Corkey, smartly cuffing the invader.

"Strike somebody of your size, you great big coward! Ah! git out, you great big coward!"

CHAPTER IV
"A SOUND OF REVELRY BY NIGHT"

"Poverty," says Ben Franklin, "often deprives a man of all spirit and virtue. It is hard for an empty bag to stand upright."