Westray played the rôle of rejected lover most conscientiously; he treated the episode of his refusal on strictly conventional lines. He assured himself and his mother that the light of his life was extinguished, that he was the most unhappy of mortals. It was at this time that he wrote some verses called “Autumn,” with a refrain of—

“For all my hopes are cold and dead,
And fallen like the fallen leaves,”

which were published in the Clapton Methodist, and afterwards set to music by a young lady who wished to bind up another wounded heart. He attempted to lie awake of nights with indifferent success, and hinted in conversation at the depressing influence which insomnia exerts over its victims. For several meals in succession he refused to eat heartily of such dishes as he did not like, and his mother felt serious anxiety as to his general state of health. She inveighed intemperately against Anastasia for having refused her son, but then she would have inveighed still more intemperately had Anastasia accepted him. She wearied him with the portentous gloom which she affected in his presence, and quoted Lady Clara Vere de Vere’s cruelty in turning honest hearts to gall, till even the rejected one was forced to smile bitterly at so inapposite a parallel.

Though Mrs Westray senior poured out the vials of her wrath on Anastasia for having refused to become Mrs Westray junior, she was at heart devoutly glad at the turn events had taken. At heart Westray could not have said whether he was glad or sorry. He told himself that he was deeply in love with Anastasia, and that this love was further ennobled by a chivalrous desire to shield her from evil; but he could not altogether forget that the unfortunate event had at least saved him from the unconventionality of marrying his landlady’s niece. He told himself that his grief was sincere and profound, but it was possible that chagrin and wounded pride were after all his predominant feelings. There were other reflections which he thrust aside as indecorous at this acute stage of the tragedy, but which, nevertheless, were able to exercise a mildly consoling influence in the background. He would be spared the anxieties of early and impecunious marriage, his professional career would not be weighted by family cares, the whole world was once more open before him, and the slate clean. These were considerations which could not prudently be overlooked, though it would be unseemly to emphasise them too strongly when the poignancy of regret should dominate every other feeling.

He wrote to Sir George Farquhar, and obtained ten days’ leave of absence on the score of indisposition; and he wrote to Miss Euphemia Joliffe to tell her that he intended to seek other rooms. From the first he had decided that this latter step was inevitable. He could not bear the daily renewal of regret, the daily opening of the wound that would be caused by the sight of Anastasia, or by such chance intercourse with her as further residence at Bellevue Lodge must entail. There is no need to speculate whether his decision was influenced in part by a concession to humiliated pride; men do not take pleasure in revisiting the scenes of a disastrous rout, and it must be admitted that the possibility of summoning a lost love to his presence when he rang for boiling water, had in it something of the grotesque. He had no difficulty in finding other lodgings by correspondence, and he spared himself the necessity of returning at all to his former abode by writing to ask Clerk Janaway to move his belongings.

One morning, a month later, Miss Joliffe sat in that room which had been occupied by the late Mr Sharnall. She was alone, for Anastasia had gone to the office of the Cullerne Advertiser with an announcement in which one A.J. intimated that she was willing to take a post as nursery-governess. It was a bright morning but cold, and Miss Joliffe drew an old white knitted shawl closer about her, for there was no fire in the grate. There was no fire because she could not afford it, yet the sun pouring in through the windows made the room warmer than the kitchen, where the embers had been allowed to die out since breakfast. She and Anastasia did without fire on these bright autumn days to save coals; they ate a cold dinner, and went early to bed for the same reason, yet the stock in the cellar grew gradually less. Miss Joliffe had examined it that very morning, and found it terribly small; nor was there any money nor any credit left with which to replenish it.

On the table before her was a pile of papers, some yellow, some pink, some white, some blue, but all neatly folded. They were folded lengthways and to the same breadth, for they were Martin Joliffe’s bills, and he had been scrupulously neat and orderly in his habits. It is true that there were among them some few that she had herself contracted, but then she had always been careful to follow exactly her brother’s method both of folding and also of docketing them on the exterior. Yes, no doubt she was immediately responsible for some, and she knew just which they were from the outside without any need to open them. She took up one of them: “Rose and Storey, importers of French millinery, flowers, feathers, ribbons, etcetera. Mantle and jacket show-rooms.” Alas, alas! how frail is human nature! Even in the midst of her misfortunes, even in the eclipse of old age, such words stirred Miss Joliffe’s interest—flowers, feathers, ribbons, mantles, and jackets; she saw the delightful show-room 19, 20, 21, and 22, Market Place, Cullerne—saw it in the dignified solitude of a summer morning when a dress was to be tried on, saw it in the crush and glorious scramble of a remnant sale. “Family and complimentary mourning, costumes, skirts, etcetera; foreign and British silks, guaranteed makes.” After that the written entry seemed mere bathos: “Material and trimming one bonnet, 11 shillings and 9 pence; one hat, 13 shillings 6 pence. Total, 1 pound 5 shillings 3 pence.” It really was not worth while making a fuss about, and the bunch of cherries and bit of spangled net were well worth the 1 shilling 9 pence, that Anastasia’s had cost more than hers.

Hole, pharmaceutical chemist: “Drops, 1 shilling 6 pence; liniment, 1 shilling; mixture, 1 shilling 9 pence,” repeated many times. “Cod-liver oil, 1 shilling 3 pence, and 2 shillings 6 pence, and 1 shilling 3 pence again. 2 pounds 13 shillings 2 pence, with 4 shillings 8 pence interest,” for the bill was four years old. That was for Anastasia at a critical time when nothing seemed to suit her, and Dr Ennefer feared a decline; but all the medicine for poor Martin was entered in Dr Ennefer’s own account.

Pilkington, the shoemaker, had his tale to tell: “Miss Joliffe: Semi-pold. lace boots, treble soles, 1 pound 1 shilling 0 pence. Miss A. Jol.: Semi-pold. lace boots, treble soles, 1 pound 1 shilling 0 pence. 6 pair mohair laces, 9 pence. 3 ditto, silk, 1 shilling.” Yes, she was indeed a guilty woman. It was she that had “run up” these accounts, and she grew red to think that her own hand should have helped to build so dismal a pile.

Debt, like every other habit that runs counter to the common good, brings with it its own punishment, because society protects itself by making unpleasant the ways of such as inconvenience their neighbours. It is true that some are born with a special talent and capacity for debt—they live on it, and live merrily withal, but most debtors feel the weight of their chains, and suffer greater pangs than those which they inflict on any defrauded creditor. If the millstone grinds slowly it grinds small, and undischarged accounts bring more pain than the goods to which they relate ever brought pleasure. Among such bitternesses surely most bitter are the bills for things of which the fruition has ceased—for worn-out finery, for withered flowers, for drunk wine. Pilkington’s boots, were they never so treble soled, could not endure for ever, and Miss Joliffe’s eyes followed unconsciously under the table to where a vertical fissure showed the lining white at the side of either boot. Where were new boots to come from now, whence was to come clothing to wear, and bread to eat?