"What would it cost?"

"$3800 a semester, times four." He frowned. "I've got enough to get started, but I'd run out before the second semester."

"There's loan money for graduate school," Mo said.

"I guess. It doesn't make sense from a financial point of view; I'll never get a teaching job. But I think I could learn something."

"You have to make a commitment," Mo said firmly.

"The winter residency is in Florida. For 'housemates preference,' I requested older women of independent means."

"They can be difficult," Mo said. "How come Florida? I thought the school was in Vermont."

"The summer session is in Vermont. I think it was a faculty decision. They leased a hotel in the panhandle." Joe scratched his head. "I don't know. One way of looking at it is that part of the money would pay for a vacation in Florida. It's way over near Alabama. I've never been in that part of the state."

Mo placed her chopsticks neatly across her plate and wiped her mouth with a napkin. She began to fidget.

"Well, onward," Joe said. "You want to go exploring sometime? Look at things?"