"I had no idea sand and gravel were so valuable" said Bob.

"Well, I've been looking the matter up a bit lately," replied the banker, "and I wouldn't be surprised if you could get that price for it a year from now—maybe before that even. There isn't a great deal of good sand and gravel in the entire county—certainly none that is as good as yours. If you've something else you'd like to do, Bob, you may stop around in an hour or so and get these contracts. I'll read them over after Miss Brown has them finished, and put my O. K. on them. I may not be here when you return."

Bob hastened to the store to impart the information he had obtained to his uncle, but found him so busy loading the farm wagon with his new purchases that Bob had to explain the matter to him several times before he seemed to understand.

At four o'clock Bob returned to the bank and received the corrected copies from the president, who was still there.

"How much do we owe you, Mr. White, for doing this for us?" asked Bob.

"Oh, I don't think I'll charge you anything for this, Bob, although it is worth something to know how to do a thing right, but since I've decided to make our bank the headquarters for farmers, we expect to do little things like this for our friends, so you're welcome to whatever the service is worth."

"Well, I'm sure we didn't expect you to do it for nothing," replied Bob, "and I know Uncle Joe will be pleased that you fixed it up for him."

"By the way, Bob," said the banker, "you might tell your uncle that there's going to be a sale of some purebred and grade Holstein cattle next week on a farm in the southern part of the county, and that I'd like to have him bid them in. There are ten young cows and a fine bull—just the kind he should have to start a herd on his farm."

At the mention of the purebreds, Bob's eyes sparkled, but after reflecting a moment he replied:

"Uncle Joe'll not have money enough to buy any now, Mr. White, and besides, he doesn't think there's much advantage in purebred over ordinary cattle."