"What!" almost shouted his mother. "Joe Williams, you've gone plumb crazy. John White has bewitched you!"

"No, he hasn't, mother. I knew you'd feel that way when I told you about it, and that's one reason I want to pay you off first, so you won't lose anything if I fail."

"Whatever induced you to buy an automobile, Joe?" asked his father, while Bob sat staring, unable to believe his ears.

"Well, it was like this: On the way back from the sale he said, 'Now, Joe, this ought to give you a pretty good equipment by the time you get your new buildings put up."

"What! Is he suggesting new buildings?" demanded his mother. "As if the buildings we used aren't good enough for our children." "It was like this," Joe continued, ignoring the interruption; "as we were driving back in the car, he said, 'Now, Joe, I want you to remember you're marrying a young woman who has been accustomed to going about a bit, and will have to get away from the farm occasionally in order to be happy, and you've one of the most enthusiastic boys on your farm I've ever met, but his enthusiasm will not keep up if he's to be tied down tight. What you need is an automobile, so you can go to church, and in the evening, when your work is done, you can go for a drive, or run in and see the movies. I don't mind telling you there are two reasons why I'm recommending this car to you. First, I want you to find out for yourself what miserable roads there are in this county and why they should be paved with concrete. Second, I want you to make it so pleasant on the farm for your wife, and later for your children, that they'll always want to stay there—for we must keep our boys and girls on the farm if this country is to prosper. The trouble has been farmers have not realized the old saying, "All work and no play makes Jack a dull boy." That's why the farms are deserted. There's one restriction, though, I'm going to place on you, and that is that the car is never to be run during working hours, except such as your wife might use it to drive to market, and the car must be sheltered in a building and kept clean. I don't want to ever see you drive in to town with a car all covered with mud. Now, if you're willing to do that, I'll advance you enough money so you'll have a complete outfit.'"

"Well, I suppose you signed up for it," said his mother hopelessly.

"Yes," laughed her son. "I thought I might as well take the automobile along with the other things, mother."

"H'm!" sniffed his mother. "Joe Williams, I'll give you six months until the sheriff sells you out. I never thought I'd raise a son who would turn out to be such a fool," and she burst into tears.

"Now, now, mother, you're all wrong in this matter," said her son, going over and taking her in his arms. "I'm not doing this simply because I love Betsy Atwood but because it's good business, and, besides, I want to make her life pleasant. It's the modern idea, mother; it's the right way to do, and I think John White is right. The reason farmers' boys and girls refuse to stay on the old farm is on account of the few amusements they get. Don't you worry about the sheriff selling me out, for if I live I can easily make a go of it, and if I should die suddenly, I've a $10,000.00 life insurance policy in the Farmers' Mutual that will pay off the mortgage and leave something for Bettie besides. Of course, it cost something to take out a policy of $10,000.00; everything of value costs, but an insurance policy that pays off the mortgage, if I happen to die, relieves me of all worry. It would have been a risk without insurance, but I feel safe now."

IX