"That's about right, so far as it goes," he admitted. "Fairly straight, for a Bayport yarn. It doesn't go far enough, though. Here is the situation:

"Lobelia, when she first conceived the fool notion," he said, "came to me, of course, to arrange it. I was her father's lawyer for years, and so naturally I was looking out for her affairs. I said all I could against it, but she was determined, and had her way. She, through me, set aside the Sylvanus Seymour house and land to be used as a home for what she called 'mariners' women' as long as—well, as long as she should continue to want it used for that purpose. She would have been contented to pay the bills as they came, but, of course, there was no business method in that, so we arranged that she was to hand over to me fifty thousand dollars in bonds, the income from that sum, plus the entrance fees and one hundred dollars yearly paid by each inmate, was to run the place. That is the way it has been run. She christened it the Fair Harbor. Heaven knows I had nothing to do with that.

"For a year or so she lived there herself and had a beautiful time queening it over the inmates. Then that Phillips chap drifted into Bayport."

The captain interrupted here. "Oh, then the Fair Harbor was off the ways before she married Phillips?" he said. "Judah told me it was afterwards."

"He's wrong. No, the thing had been running two years when that confounded.... Humph! You never met Egbert Phillips, did you, Cap'n?"

"No."

"You've heard about him?"

"Only what Judah told me the other day."

"Humph! What did he tell?"

"Why, he—he gave me to understand that this Phillips was a pretty smooth article."