"Simpson," I said, after dinner, "do you believe in ghosts?"

"Yes, sir, I think so, sir."

"What are your views about them?"

"Well, sir, I don't know that I could put them into words. Will you have your coffee now, sir?"

"Yes, please, Simpson; and will you pass my cigar-box?"

"Yes, sir; thank you, sir."

"You are somewhat of a philosopher, aren't you, Simpson?"

"In my own way, sir. If I hadn't been I should have been dead before now."

"Oh, indeed," I said. "How?"

"Well, sir, it was during the two years I was married. It was my philosophy that saved me."