'Whatever there is, is under settlement, and we cannot apply it, Dorkie.
The only thing to be done, it strikes me, is to sell a part of Five
Oaks.'

'I'll not sell any property, Stanley.'

'And what do you propose, then?'

'I don't know. I don't understand these things. But there are ways of getting money by mortgages and loans, and paying them off, without losing the property.'

'I've the greatest possible objection to raising money in that way. It is, in fact, the first step towards ruin; and nobody has ever done it who has not regretted that he did not sell instead.'

'I won't sell Five Oaks, Stanley,' said the young lady, seriously.

'I only said a part,' replied Stanley.

'I won't sell at all.'

'Oh? And I won't mortgage,' said Stanley. 'Then the thing can't go on?'

'I can't help it.'