CHAPTER XIV.

VERNON'S UNWELCOME VISITOR.

When another day had passed and no letter came to Frederic Vernon, the young man began to grow desperate.

"I've got to raise money somehow," he said to himself.

But the question was a difficult one to settle, since he had already used his friends as much as he dared.

He was a late riser, and it was after ten o'clock when he was preparing to go out to a nearby restaurant for breakfast, when there came a hasty knock on his door.

He was expecting Remington, and unlocked the door without a second thought--to find himself confronted by Richard Anderson. The face of the capitalist was stern, and in one hand he carried the horsewhip he had recently purchased.

"Well, Vernon, I reckon you did not expect to see me," said the president of the lumber company coldly.

"Why--er--no, I did not," stammered the young man.

"I want to have a little talk with you, young man."