As Richard Anderson concluded he threw back his arm, and down came the lash of the horsewhip across Vernon's shoulder.

"Ouow!" yelled the young man. "Oh, murder! Stop! stop! I'll be cut to pieces!"

Swish! swish! swish! down came the horsewhip again and again, over Vernon's shoulders, his back, around his legs, and one cut took him around the neck and face. The lumber dealer was thoroughly in earnest, and though the young man tried to fight him off it was useless.

"I will have you arrested for this!" shrieked Vernon, as he danced around with pain. "Oh, my neck! Oh, my legs! Stop! stop!"

"I hope this proves a lesson you never forget," returned Richard Anderson, with a final cut over Vernon's quivering back. "And now take my advice, and don't go to law over it, for if you do I shall expose you and make you pay the full penalty of your evil doings."

"I'll--I'll kill you when I get the chance!" roared Vernon, in a wild rage.

"No, you won't touch me. You just behave yourself, and stop being a fool and a spendthrift, and perhaps you'll get along better."

With these final words Richard Anderson unlocked the door again and walked out, taking his whip with him. As soon as the lumber dealer had departed Vernon closed the door, and not only locked but bolted it, and then sank into an easy chair, the picture of misery and despair.

"Oh, the rascal," he groaned, as he nursed his cuts, which smarted like fire. "I won't get over this in a month!" He gazed into a handy looking-glass. "Everybody at the club will ask where I got that cut on the neck and cheek. I wish I could kill him, yes, I do!"

But his rage, although intense, was useless, and after a while he cooled down a little, and then set to work to bathe his cuts and put something soothing on them. During this time there was a knock on the door, at which Vernon instantly became quiet.