"No," said his companion, "I have the change."

"Thank you!" said Ben, "but you ought not to pay for me."

"Oh, you shall take your turn some time."

They sat down in the car, and, both being tired, sat silent.

After riding fifteen to twenty minutes they came in sight of a large brown-colored building, set between Third and Fourth avenues, just beyond the termination of the Bowery.

"We will get out here," said Hugh Manton. "That building is the Cooper Institute. Of course you have heard of it? We turn to the right, and will soon reach my den."

Time was when St. Mark's place had some pretension to gentility, but now it is given up to lodging and boarding-houses. In front of a brick house, between Second and First avenues, the reporter paused.

"This is where I live," he said.

He opened the door with a latch-key, and they entered a dark hall, for at eleven o'clock the light was extinguished.