It had ceased to beat.

"Now for the securities!" he murmured hoarsely.

They were found. A brief examination showed that they were negotiable by bearer. He carefully locked them up in his desk, and then, ringing the bell hastily, summoned a physician. One came, but could afford no help.

"Now," he said to himself, with inward exultation, "this fortune is mine, and I can realize the dream of my life! No one will ever be the wiser."

CHAPTER IV.

The Mock Philanthropist.

Nicholas Walton, much sooner than he had anticipated, was able to realize the dream of his life. He engaged a larger store on Broadway, within three months of the death of his brother-in-law. The latter was supposed to have died a poor man. In settling up his estate it was found that he left only the modest cottage in which he had lived. Mrs. Baker's anxiety, however, was alleviated by the following letter from her brother Nicholas:

"My Dear Sister:—I sympathize with you sincerely in your sad and sudden loss. I am afraid my poor brother-in-law has not been able to leave you comfortably provided for. I cannot do as much as I would like, but I will send you a monthly sum of twenty-five dollars, which, as you have no rent to pay, will perhaps keep you comfortable. If I can at any time feel justified in so doing, I will increase this allowance."