"It will be very hard upon you, Andy," said his mother, in a tone of sympathy.

"I shall be sorry, of course, mother; but there are plenty of boys who don't go to college. I shall be no worse off than they."

"I am glad you bear the disappointment so well, Andy. It is of you your father and I have thought chiefly since the blow fell upon us."

"Who will advance father the money on mortgage, mother?"

"Squire Carter has expressed a willingness to do so. He will be here this evening to talk it over."

"I am sorry for that, mother. He is a hard man. If there is a chance to take advantage of father, he won't hesitate to do it."


CHAPTER II. — SQUIRE CARTER.

When Mr. Grant entered the room, he seemed to Andy to have grown five years older. His face was sad, and he had lost the brisk, cheerful manner which was habitual to him.