"He says he won't till I pay the whole bill."

"Seems to me your credit ain't very good, Luke."

"It's good enough, be he's hard up for money. I guess he's going to fail. If you'll lend me a couple of dollars, I'll go around and have a game."

Frank Heath laughed.

"You'll have to go to some one else, Luke," he said.

Luke passed a disagreeable evening. Cut off by his want of money from his ordinary amusements, and depressed by the thought that things would be no better till he had paid his bills, he lounged about, feeling that he was a victim of ill luck. It did not occur to him that that ill luck was of his own bringing.

[ [!-- H2 anchor --] ]

CHAPTER XXII. THE COMING OF THE MAGICIAN

The week passed and Luke carefully avoided our hero going so far as to cross the street so as not to meet him. On Saturday evening, according to his arrangement, Luke was to have paid the surplus of his wages, after meeting his board bill, to Mr. Merrill, for Harry.

But he did not go near him. On Monday, the tailor meeting him, inquired why he had not kept his agreement.