"A miser, I suppose?"
"Yes."
"What does he do with his money?"
"I only know what people say."
"And what do they say?"
"That he is afraid to trust banks, and hides his money in the earth."
"That kind of bank don't pay very good interest," said the stranger, laughing.
"No; but it isn't likely to break."
"Here? boy, give me one of the oars. I'm used to rowing, and I'll help you a little."
Robert yielded one of the oars to his companion, who evidently understood rowing quite as well as he professed to. Our hero, though strong-armed, had hard work to keep up with him.