“I couldn’t do it, Mr. Carton. I have only two dollars in my pocket, and I have none to spare.”

“Humph! what is that?”

Philip Carton’s eyes were fixed upon the sidewalk. There was a flimsy piece of paper fluttering about impelled by the wind. He stooped and picked it up.

“It is a five dollar bill,” he exclaimed in exultation. “My luck has come back.”

Jasper changed his tone at once. Now Philip was the better off of the two.

“That is luck!” he said. “Shall we go into Delmonico’s, and have an ice?”

“If it is at your expense, yes.”

“That wouldn’t be fair. You have more money than I.”

“Yes, and I mean to keep it myself. You have set me the example.”

“Come, Philip, you are not angry at my refusing you a loan?”