"Better go by it on your return. They would like to have had it ready for occupation this season, but they have begun too late for that. I understand that it may be thrown open for fall boarders if it should be completed by the middle of August."

"What would Uncle Dan say if he were alive to see it?"

"It would make the old man open his eyes, beyond a doubt. Now, Mr. Dunham, how will you receive this money? Shall I give you a check?"

"No; I shouldn't know what to do with a check. I never received a check in my life," said Adin Dunham, shaking his head.

All bank matters were unknown to the carpenter, except that he had once a small deposit in a savings bank, but he never could get rid of the fear that the bank would break, and he finally drew it out to get his mind at rest.

"A check would be safer, I think," said the agent.

"How can it be safer? The bank might break before I got the money."

Thomas Marks smiled.

"From what I know of the bank this is hardly likely, I think," he made answer. "However, I don't presume to advise. I mean that if you should lose the check, or have it stolen, it would not be a serious loss."

"Why not?"